• To lead and manage a team in the collection, legal process, and settlement of loans that will result in the reduction of on book receivables and exposure to losses. • Directly responsible for maximizing recoveries and minimize losses through restructuring, direct recovery or legal process. • Acts as the primary officer responsible for the delinquent loans. • Meets with delinquent customers on a regular basis, monitors financial performance. Set up control mechanisms to mitigate loss exposure, and maintains continuous follow up on the borrowers to adhere to any established repayment plan. • Drive the team to achieve set collections targets and monitor progress on a monthly basis. Also, ensures that collection efforts are in compliance with approved policy/procedures and regulations. • Evaluates and recommends any settlement offer solicited and received. Seek Senior Management’s approval for such offers before officially communicating to customers. • Recommends changes to collections process that are beneficial or would improve efficiency. • Maintains close control and accounting of expenditures as a vital component of the departmental goal to limit losses and maximize loan recoveries. • Makes appropriate recommendations for evaluations for the selection and utilization of legal counsel and vendors. • Maintains professional communicative skills in managing and dealing with customers, various outside professionals, and Entity’s personnel of all levels. • Attends weekly Management meetings and actively participates in the initiatives of the Entity to achieve objectives. • Trains and develops core competency skills and encourages growth & development within the Entity. Provides regular performance feedback to team members.

1. The candidate should possess strong leadership, negotiation and interpersonal skills, with at least 3-5 years’ experience in the management of overdue accounts of financial institutions in Myanmar. 2. Any graduate with extensive practical know-how in accounting, finance, cash flow analysis and familiarity with Loan recovery process in Myanmar are pre-requisites. 3. Sound practical and technical knowledge of laws relating to lenders' rights, security documentation and realisation, appropriate corporate law, receivership, restructuring, workout, direct recovery actions and legal processes in Myanmar.