Responsibilities:

• Act as a second line of defense to proactively manage the risk and loss.
• Engage with stakeholder to identify risk / loss and determine if they are unique to their area or have wider upstream or downstream implications.
• Provide guidance to stakeholders who assesses the identified risk / loss to ensure risk rating agree with definitions in the regional risk assessment matrix.
• Ensure that action plans are directed at the root cause of the identified risk / loss and appropriate, prioritized and sustainable to mitigate residual risks. Also, assure that the owner of each action is clearly assigned and realistic target date of each action is set in order to protect the overdue issue.
• Accurately, completely and timely record operational errors that result in financial losses, gains and near miss in risk system.
• Report significant risk / loss to Country Head of Risk & Fraud, Country Managing Director and Country Risk Management Committee.
• Propose control improvements, enhancements and simplifications where appropriate.
• Provide training on new risk framework, policy and procedures (e.g. regional risk & loss register procedure, regional key risk indicator procedure and regional risk & control self assessment procedure) to the first line of defence.
• Communicate changes in risk framework, policy and procedures to the first line of defence and ensure that they are understood by all stakeholders.
• Provide constructive feedback to Regional Risk & Fraud team on improvement to risk framework, policy and procedures.
• Manage the end to end country risk management committee process ensuring high quality risk dashboards are circulated to the committee members and minutes are drafted on a timely basis with all actions clearly documented and proactively followed up.

Qualifications Requirements:

• Bachelor or higher degree in Risk Management, Finance, Accounting, Financial Engineering or a related field is required
• Minimum 5 years' experience in operational risk or internal audit in a banking or financial technology business
• Professional certifications (FRM, CPA, etc.) would be a plus
• Strong English language (speaking, reading & writing)
• Strong proven analytical skills
• Good interpersonal skills and ability to work with cross functional teams