SME Senior Credit Analyst

Yoma Bank

| Yangon

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SME Senior Credit Analyst

Yoma Bank, | Yangon

SME Senior Credit Analyst

Yoma Bank

SME Senior Credit Analyst

Yoma Bank

Myanmar - Yangon

| Yangon

21 May 2018

Experience level

Experienced Non-Manager

Job Function

Finance, Accounting, Audit

Job Industry

Banking/ Insurance/ Microfinance

Min Education Level

Bachelor Degree

Job Type

Temp/Contract

Job Description

A Great Opportunity for ...

ESSENTIAL DUTIES AND RESPONSIBILITIES

The main responsibility of the SCA will be to oversee the Credit element of Banks newly developed Digitally based lending products. Ensuring that the loans underwritten meet the specific product rules.

- Lead the underwriting work on the portfolio, identify and report discrepancies from the norm based on the product rules.
- Analyse and diagnose the reasons for product rule failures and report to immediate manager.
- Co-ordinate product related activities with any 3rd party external partners ensuring that KPI are adhered to and met.
- Co-ordinate and manage other product stakeholders within the bank and their KPI's. Identify potential issues that may affect the smooth running of the product.
- Credit Analytical Skills.
- Present credit applications to credit committee;
- Prepare the contracts for the approved SME applications and ensure that proposed covenants are in the legally binding contract
- Lead the development of a credit underwriting and administration for maintaining client documentation / accurate credit files and the periodic monitoring of exposure and covenant compliance.

Open To

Male/Female

Job Requirements

Knowledge & Skills
Essential
- Credit Analytical Skills.
- Thorough understanding of financial statements and accounting policies.
- Technology Savy and up to date with latest technology advancements in the banking sector.
- Good communicator
- Can adapt to change in a fast paced environment
- Strong analytical skills;
- Well-versed in legal loan documentation;
- Team worker;
- Strong cross-cultural communication skills

Education & Special Training
Essential
- University degree in accounting / finance / economics or otherwise quantitative field;

Experience
Essential
- At least 3 years of relevant credit experience (preferably on SME credit analysis) and frontier market experience is a plus;
- Experience in a bank branch environment would also be beneficial but not mandatory.

Languages
Essential
- English is a must, proficiency in Burmese and frontier market experience are a plus.

What We Can Offer

Benefits

- Rewards for Over Performance

Highlights