A Big Opportunity for ...
Assistant Vice President (Credit Risk – Risk Department)
Duties & Responsibilities
– Develop, review and update credit risk identification, assessment, measurement and management methodology and processes :-
– Develop internal policies and guidelines on credit risk
– Review the credit decision-making structure
– Emplace a credit review structure
– Develop, review and enhance credit portfolio risk models
– Streamline internal credit risk reporting
– Credit risk management planning and control :-
– Strategic credit risk planning – planning and monitoring the credit risk portfolio and aligning actual credit risk with the banks capital management strategy
– Operational credit risk analytics – identifying, measuring and aggregating credit risk at a portfolio level
– Credit risk control – defining and monitoring credit risk limits, recommending courses of action if limits are exceeded and setting credit risk-adjusted prices
– Credit portfolio risk management :-
– Managing portfolio concentration risk
– Ensuring the portfolio meets regulatory standards
– Advising on strategies to maximize the bank’s risk-adjusted returns
– Drive the implementation of credit risk measurement and management systems & tools e.g. credit rating scorecards & systems, credit exposure and collateral management
systems, portfolio management systems, credit risk capital calculator, etc as required by regulator or from industry best practices.
– Staff management and development
– Responsible to create and promote a strong risk culture across the bank