• Identify, assess, and prioritize potential risks related to AYA Pay operations, products, and services.

• Develop and implement risk management strategies and action plans to mitigate and manage identified risks.

• Develop and maintain compliance policies, procedures, and guidelines to align with regulatory standards.

• Ensure that all AYA Pay operations and activities adhere to applicable laws and regulations.

• Implement a robust monitoring program to assess the effectiveness of risk mitigation measures and compliance controls.

• Prepare and present regular reports on risk assessment findings, compliance status, and recommended actions to senior

Management.

• Collaborate with regulatory authorities, internal stakeholders, and external partners to ensure clear communication and

Alignment on risk and compliance matters.

• Perform TTR/STR Monitoring and Reporting.

• Perform other duties as assigned.

· Bachelor's degree in Business, Finance, Law, or a related field; advanced degree or professional certifications.

· At least 3+ years of relevant working experience in senior role of Risk, Compliance and Monitoring in Wallet Business, or similar industry.

· Exceptional communication skills, including the ability to present complex information clearly and concisely to different audiences.

· Proven ability to collaborate and influence cross-functional teams and stakeholders.

· Detail-oriented with a strong sense of ethics and integrity.

· Strong analytical and problem-solving skills

· Able to work independently, organized, creative and able to lead a team.

· Proficiency in Microsoft Office, banking or wallet software and systems.

· Proficiency in using risk management software and tools.

· Proficiency in English