Credit Analyst in Yangon

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Credit Analyst

Credit Analyst

Myanmar Citizens Bank (MCB)

Credit Analyst

Myanmar Citizens Bank (MCB)

Myanmar - Yangon

Kyauktada | Yangon

04 Aug 2020

Experience level

Experienced Non-Manager

Job Function

Finance, Accounting, Audit

Job Industry

Banking/ Insurance/ Microfinance

Min Education Level

Bachelor Degree

Job Type

Full Time

Job Description

A Great Opportunity for ...

Review individual transactions originated through Corporate and Commercial business before submission to the relevant approval authority as per the MCB process and CBM regulatory guidelines
Drafts credit reviews/ risk analysis ensuring that each transaction is properly structured and credit submittal is accurate and properly presented for approval as per the delegation of lending authority in line with pre-agreed Turn Around Times (TAT).
Review accuracy of all relevant information including financial and non-financial information, conduct third party information review, review of general economic and industry standing to arrive at a credit decision. You will liaise with relationship managers on any unclear or incomplete client information and any other third party information.
Interrogate credit bureaus, public collateral registries, land registries any other source of public information relevant to the credit quality of the borrower (when applicable)
Perform Industry/ Business sector reviews as assigned to keep abreast the industry performance and potential.
Conduct Risk rating of credit applications using credit rating models/ credit scorecards as appropriate.
Prepare activity reports on number of accounts received, reviewed, approved and rejected
Performs supervisory responsibilities as assigned.

Open To

Male/Female

Job Requirements

Good understanding of Customer Acquisition and Credit Underwriting;
Good understanding of credit decision models and determination of cut-offs based on unit economics/ profitability models. Knowledge of modelling using machine learning is a plus;
Strong quantitative and analytical skills in conducting analysis using customer performance data, credit bureau/ vendor data, and marketing data to make profitable underwriting decisions;
Strong communication and presentation skills and an ability to transform data into insight to support decision making