Credit Assessment Manager in Yangon

Credit Assessment Manager

SHWE TAUNG GROUP

Lanmadaw | Yangon

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Credit Assessment Manager

SHWE TAUNG GROUP, Lanmadaw | Yangon

Credit Assessment Manager

SHWE TAUNG GROUP

Credit Assessment Manager

SHWE TAUNG GROUP

Myanmar - Yangon

Lanmadaw | Yangon

18 Dec 2020

Experience level

Manager

Job Function

Finance, Accounting, Audit

Job Industry

Food and Beverage/Catering

Job Type

Full Time

Job Description

A Good Opportunity for ..

Verify loan approval credit applications (new and renewal) within a delegated credit limit and prepare recommendations for approval, restructuring, or deferral of credit applications.
Analyze, discuss, recommend and approve terms and conditions of credit applications and related matters with sales and large deal credit committee.
Ensure SME credit policies are compliance with various first-line risk management functions and workflows including data integrity, portfolio quality and approval requirements
Build close working relationships with sales and acquisitions and risk management teams to analyze, structure, write and process credit applications, reviews and recommendations in a timely manner consistent with established business line service agreements.
Prepare annual credit reviews on assigned portfolio of loans/leases and review amendments seeking approval to modify the original transaction security or other credit conditions.
Ensure required reports and financial data are received and analyzed promptly in accordance with loan commitments.
Exercise wise judgment when making risk assessment decisions regarding terms, credit limits, and payment plans, and customer history.
Monitor small enterprise credit analysis, SWOT analysis, the credit assessment, financial analysis, cash flow projection, management experience, ability & skill set assessment, business & industrial outlook.
Responsible for investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and recommending rejection or approval of applications.
Reviews collection reports to ascertain status of collections and balances outstanding and to evaluate effectiveness of current collection policies and procedures.

Open To

Male/Female

Job Requirements

Excellent investigative skills and quantitative analysis skills
Strong accounting skills, computing skills and risk analysis skills
Documentation and organization skills
Ability to work under pressure and tight deadlines
Good presentation and communication skills
Experience in leading a sizable team with good people management and interpersonal skills
Excellent problem-solving and time management skills
A bachelor's or master’s degree in finance, accounting, economics, risk management and other related fields
Knowledge and interest in the financial services industry
Five to ten years of strong quantitative experience
Experience in SME Banking or Microfinance Institutions would be given preference
Strong proficiency in MS Office and general computer use
Impeccable understanding of financial statements, ratios, and concepts