Credit Monitoring Officer (Bgo, Mdy, Mon, Ygn)

LOLC Myanmar

Mayangone | Yangon

Company Profile Jobs From this Company 6

Sorry, Unable to Apply

55%

Please Upload CV Attachment, or update your JobNet Profile to at least 55% of completion.

Upload CV

Update Profile

Credit Monitoring Officer (Bgo, Mdy, Mon, Ygn)

LOLC Myanmar, Mayangone | Yangon

Credit Monitoring Officer (Bgo, Mdy, Mon, Ygn)

LOLC Myanmar

Credit Monitoring Officer (Bgo, Mdy, Mon, Ygn)

LOLC Myanmar

Myanmar - Yangon

Mayangone | Yangon

18 Jan 2021

Experience level

Experienced Non-Manager

Job Function

Finance, Accounting, Audit

Job Industry

Banking/ Insurance/ Microfinance

Min Education Level

Bachelor Degree

Job Type

Full Time

Job Description

A Good Opportunity for ..

To monitor the loan quality and repayment capacity
To monitor the loan utilization of LOLC Myanmar’ clients.
To monitor the violation of process / guidelines
To investigate the overdue and write off contracts

Visiting clients who have been granted Credit facilities
- Re-checking the funds being utilized as per the Loan Purpose mentioned in application.
- Re-checking a proper credit evaluation being carried out.
- Re-checking of business & income of the clients / guarantors as per the credit file.
- Ascertain the disbursed loan amounts are reasonable & monthly repayment within the client’s income level.
- Verifying any amendments / changes / corrections in Loan Agreement.
- Verifying the Guarantors being educated on the loan agreement & they are strong enough to sign as guarantors.
Checking the approved & Disbursed credit files to verify that all guidelines are adhered by all parties.
- (CO / FAO / AFAO / Supervisor / ABM / BM / AM / RM/ Branch Network Manager)
Checking the credit files to verify all documents are in order.
IF required to talk to CO /FAO / AFAO / Supervisor / ABM / BM / AM / RM / Branch Network Manager to obtain clarifications / details related to clients & guarantors.
Any violation of process / guidelines need to be informed to Functional superior (Manager Audit) for necessary action.
Any credit risk / repayment risk / funding to unethical business activities to be identified & informed to Functional superior (Manager Audit) for necessary action.
Investigating Overdue & Written-off contracts and submit reports to the Functional Superior (Manager Audit) for necessary action.
Any violation / Risk need to be informed to Head of the Unit as soon as possible to take necessary action through the Functional Superior.

Special Investigation

Open To

Male/Female

Job Requirements

A Bachelor`s Degree is required
1 year of experience in banking or Microfinance Institution
Able to use Microsoft Word and Excel
Good personality and good listening skills
Customer management, People handling skills, Negotiation and Communication skills
Must be able to travel.

What We Can Offer

Benefits

Performance Based Yearly increments and bonus.
Attractive Salary Package.
Travelling allowance

Highlights

Sat, Sun Off day
Other additional staff benefit

Career Opportunities

Internal & External Training, Foreign Exposure Visit, Internal Promotion

More jobs from this employer

Already Expired