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Credit Risk Officer (Chinese Speaking)

Yoma Bank

Credit Risk Officer (Chinese Speaking)

Yoma Bank
Recruiter active 17 hours ago The recruiter at this company was last active reviewing applications.
Myanmar - Yangon
Full Time
Verified This job has been verified by the company as a real job vacancy.
29 Jun 2022

Experience level

Experienced Non-Manager

Job Function

Legal, Risk and Compliance

Min Education Level

Bachelor Degree

Job Description


Creidt Risk Officer will be asisting team leader for  analyzing  credit proposals for new and existing clients in accordance of financial performance to alleviate in Financial Risk, and assesing of repayment capacities and capabilities. This role is specifically assigned to deal with Chinese investments in to Garment sector and other specific industrial sectors.



  • This is a key strategic role in the credit risk team accountable for optimizing credit risk of a diversified portfolio of Myanmar’s leading Chinese investments who are the banks’ Corporate customer segments.
  • Primarily accountable for credit risk assessment  and recommendation for Corporate Banking in line with the banks’ risk appetite, credit policy and banking regulations
  • Partner product and relationship teams to optimize credit structuring to support customer’s requirements while mitigating key risks
  • Support implementing and managing policy, guidelines and procedures to enhance business credit decisions, ensure early identification and management of credit stress/concentrations and optimize the risk reward of the portfolio.
  • Support execution of Yoma Bank’s vision to build a better Myanmar
  • The successful candidate will be accountable for supporting training and develop of more junior credit resources
  • Perform additional assignments as necessary.

Open To


Job Requirements



  • Minimum 2 years’ work experience conducting in Analysis/underwriting of commercial loans

Knowledge & Skills

  • Consistently work on various projects, self-reliantly and achieved required obejectives with limited supervision
  • Ability to work within a team environment, interact with peers and management within the bank as well as with the other departments

Education & Special Training

  • University degree in Accounting / Finance / Economics / Engineering or otherwise quantitative field


  • Good communication skill in Chinese
  • Excellent verbal and written communication skills besides strong analytical, problem solving and presentation skills
  • Proficiency in English Presentation and Communication highly desirable

What We Can Offer


• Ferry Provided
• Mobile Phone Allowance
• Life Insurance
• Limited Medical Cover


• Empowered Working Environment
• Diverse Team

Career Opportunities

• Learning and Development Platform
• Opportunities to Explore Multiple Career Paths

About Our Company

"Founded in 1993, Yoma Bank is Myanmar's most progressive domestic bank with over 3,000 employees and more than 80 branches across the country. With a mission to “Build a better Myanmar for its people” and financing the needs of Myanmar families and businesses, Yoma Bank offers savings products, a wide range of loans and business solutions to individuals, SMEs and local corporate clients to fund their business operations in Myanmar. With over 25 years of being a responsible bank, Yoma Bank has been consistently making significant investments in strategic priorities- people, technology and corporate governance.
All the operations led by the Bank are centered around its core values such as Customer, Integrity, Respect, Teamwork and Innovation. Yoma Bank has also established strong partnership with both local and international organisations leveraging strategic advantages in its services. Yoma Bank is the first local bank that welcomed foreign investments from global organisations such as GIC of Singapore, Norfund of Norway and IFC of the World Bank."