ROLE PURPOSE

Creidt Risk Officer will be asisting team leader for  analyzing  credit proposals for new and existing clients in accordance of financial performance to alleviate in Financial Risk, and assesing of repayment capacities and capabilities. This role is specifically assigned to deal with Chinese investments in to Garment sector and other specific industrial sectors.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• This is a key strategic role in the credit risk team accountable for optimizing credit risk of a diversified portfolio of Myanmar’s leading Chinese investments who are the banks’ Corporate customer segments.
• Primarily accountable for credit risk assessment  and recommendation for Corporate Banking in line with the banks’ risk appetite, credit policy and banking regulations
• Partner product and relationship teams to optimize credit structuring to support customer’s requirements while mitigating key risks
• Support implementing and managing policy, guidelines and procedures to enhance business credit decisions, ensure early identification and management of credit stress/concentrations and optimize the risk reward of the portfolio.
• Support execution of Yoma Bank’s vision to build a better Myanmar
• The successful candidate will be accountable for supporting training and develop of more junior credit resources
• Perform additional assignments as necessary.

QUALIFICATIONS REQUIRED

Experience

• Minimum 2 years’ work experience conducting in Analysis/underwriting of commercial loans

Knowledge & Skills

• Consistently work on various projects, self-reliantly and achieved required obejectives with limited supervision
• Ability to work within a team environment, interact with peers and management within the bank as well as with the other departments

Education & Special Training

• University degree in Accounting / Finance / Economics / Engineering or otherwise quantitative field

Languages

• Good communication skill in Chinese
• Excellent verbal and written communication skills besides strong analytical, problem solving and presentation skills
• Proficiency in English Presentation and Communication highly desirable