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Credit Team Leader - Hinthada Branch

Hayman Capital Microfinance Co,Ltd

Credit Team Leader - Hinthada Branch

Hayman Capital Microfinance Co,Ltd
Recruiter active 14 hours ago The recruiter at this company was last active reviewing applications.
Myanmar - Ayeyawady Division
Full Time
Verified This job has been verified by the company as a real job vacancy.
03 Nov 2022

Experience level

Experienced Non-Manager

Job Function

Finance, Accounting, Audit

Min Education Level

Bachelor Degree

Job Description

Reports to: Branch Manager and Head of Operation Department
Department: Branch Office
Location: Branch Office (Ayarwaddy Region)

Duties & Responsibilities:
Credit Control, Management & Risk

Credit Control
- Consolidate and control loan disbursement to be compliance with credit policy and procedure of Hayman Capital’s credit purpose.
- Responsible for checking loan proposals from Loans Officers and submit them to competent superior for approval.
- Need to lead and control the interest rate calculation, repayment method, collateral analysis, and loan forms filling up.
- Need to make sure there has no fraud for analyzing loan assessment, also manage how to take defensive measures and to avoid serious problems.
- Controlling the arrangement of documents relating with credit, loan collection and managing credit for taking urgent actions.
- Participation in Promotion
- Need to participate in analyzing market demands for sales at the right target and for promotion in order to make customers know that all products and services of Hayman Capital.

Loan Disbursement
- Checking the loan assessments and observing client’s background and character for ensuring the clients have full repayment capacities.
- Need to control all the Loan Officers should not offer loan to customers who are doing illegal business or participate.

Loan Collection
- Monitoring the credit report every day and evaluate the balance of portfolio at risk and the trend of credit quality.
- Control and organize the customers’ payment in arrears on time to time. Need to manage and resolving problems on time if any customers are found failure on payment or violation the contracts.
- Make sure all the Loan Officers are not involving for making any contract which is not their authorities.

Loan Recovery

- Organize and lead to the recovery of default loan as the plan or as accepted by the superior and organize the loan recovery by doing the best in compliance with the Hayman Capital’s operating manual and procedures.


Staff’s Capacities Building
- Need to educate Loan Officers about the credit operating manual, procedures, credit disciplines, laws and regulations.

Other Tasks

- Perform other duties as assigned or required by direct manager.
- Responsible for solving problems in duty and immediately report to direct manager about the problems for solutions.

Open To

Male/Female

Job Requirements

Qualification & Experience:

- Any University Degree;
- At least 3 years of credit supervisor or accountant work experience in a recognized Microfinance; (Prefer to MFI Experienenced Candidates)
- In-depth knowledge of the MFI’s credit procedures and policies;
- Team player with coaching skills;
- Strong analytical skills;
- Good communication and organization skills;
- Computer Literacy;
- Prefer in good at English proficiency and communication skills;
- Willingly relocate to other regions

- Willing to travel

What We Can Offer

Benefits

-Travelling Allowance
-Medical Allowance
-Ph Bill &7 Sim Card
Sat & Sun Off

Highlights

-Fun Working Place
-join an experience team

Career Opportunities

-Training Provided

About Our Company

Hayman Capital (Microfinance) Company Ltd is a 100%-owned subsidiary of a Singapore-based international investment company – Hayman Capital Pte. Ltd. Effective investments in financially inclusive projects across the rapidly growing Southeast Asia (SEA), with a specific country focus and expertise in Singapore, Myanmar, Indonesia, and Vietnam.

Hayman Capital Co. Ltd was established in 2014 in Myanmar and successfully started its microfinance operations in July 2015. The main focus of our business is providing high quality and innovative financial solutions for micro-entrepreneurs and individuals across Myanmar. Hayman Capital Co. Ltd is developing an in-depth understanding of the needs of low-income households and using flexible approaches and delivery mechanisms to provide increased financial access to such families.