Main Responsibilities

Managing Credit Control, Credit Management & Credit Risk

• Take ownership of enhancement and reviewing of credit policies, procedures, guidelines & standards in order to ensure to reflect the best practices and comply with the FRD regulatory.
• Manage Credit Department to ensure timely review and approval/disapproval of credit requests under Head office credit approval committee
• Develop methodologies for monitoring framework & measurement of Loan Portfolio management of all branches and report to EC member & Board on periodic period.
• Develop and enhance the Credit Reporting & Monitoring framework which meets the requirements of various external & internal stakeholders.
• Ensure diversification of loan portfolio, so that no one product accounts for a significantly disproportionate amount of the loan portfolio.
• Monitor & Manage to reduce PAR accounts across branches and prepare workout strategies & plan to take action.
• Set the KPI across branches in PAR reduction, disbursement, Portfolio maintenance, collection in order to improve the branches’ portfolio quality.
• Actively act as arrears committee member & manage bad debt accounts such potential write off & write off accounts to improve collection.
• Involvement in product development to reflect market requirement & release to improve the company profitability & substantially.
• Cooperate with different department & work with branches to solve the operational & credit related issues.

Developing and Managing the Capacities of Hayman Capital’s Credit Related Staff

• Managing to Branch Managers for all loans and lending processes comply with Hayman Capital’s policies and procedures.
• Orginizing all job trainings to Branch Managers, Credit Team Leaders and Loan Officers for developing their knowledges, policies and procedures of Hayman Capital and understanding about rules and regulations.

Other Tasks

• Perform other duties as assigned or required by direct manager.
• Responsible for solving problems in duty and immediately report to direct manager about the problems for solutions.
• To comply with the rules and regulations.
• Good customer service with highly respect.

Job Requirements:

    At least 5 years of Management Level experiences in Microfinance Institution.
    Any University Degree preferably in Management or relevant combination of academic qualifications;
    Excellent written and oral communication skills of Myanmar & English.
    Computer literacy and preferably expert in Microsoft Office package;
    Excellent leadership skills.
    Excellent interpersonal and communication skills.
    Ability to work under pressure and highly self-motivated
    Ability to facilitate the meeting, such as branch meeting and management meeting
    Able to travel through the Myanmar Country and branches.

    Flexible with Assignment Location (Temporary)