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Individual Lending Loan Officer (Hpa-An)

Early Dawn Microfinance

Individual Lending Loan Officer (Hpa-An)

Early Dawn Microfinance
Recruiter active 3 days ago The recruiter at this company was last active reviewing applications.
Myanmar - Kayin State
Full Time
Verified This job has been verified by the company as a real job vacancy.
15 Nov 2020

Experience level

Experienced Non-Manager

Job Function

Customer Service, Support

Min Education Level

Bachelor Degree

Job Description

JOB PURPOSE

Prospect, promote, identify and recruit potential clients for DAWN´s Individual Lending Unit. Conduct financial appraisal of business, follow-up clients in arrears and provision of strong customer service. Build and maintain a healthy portfolio of individual loans.

ဤရာထူးသည္ Dawn ၏ တစ္ဦးခ်င္းေခ်းေငြဌာနအတြက္ အလားအလာ႐ွိေသာ ေခ်းေငြယူမည့္သူမ်ားကို

႐ွာေဖြစုေဆာင္းရ႐ွိေရး၊ စီးပြားေရးလုပ္ငန္း၏ ေငြေၾကးဆိုင္ရာစစ္တမ္းေကာက္ယူရ႐ွိေရး၊ ေခ်းေငြမ်ားထုတ္ေပးရန္ႏွင့္

ျပန္လည္ေကာက္ခံေရး၊ ျပည့္၀ေသာ ေခ်းေငြ၀န္ေဆာင္မႈမ်ားေပးႏိုင္ေရး၊ တစ္ဦးအလိုက္ ေခ်းေငြအရည္အေသြး ထိန္းသိမ္းေရးႏွင့္ပတ္သက္၍ သတ္မွတ္ထားေသာ လစဥ္ ႏွင့္ ႏွစ္စဥ္ လ်ာထားခ်က္မ်ား ျပည့္မီေရးအတြက္ တာ၀န္ရွိသည္။

 

Job Description

  • Conduct promotional activities and identify potential clients of the specific market segment for the Individual Lending Unit in his/her sales territory.
  • သတ္မွတ္ထားေသာ နယ္ေျမေဒသအတြင္း တစ္ဦးခ်င္းေခ်းေငြဌာနအတြက္ ေစ်းကြက္ေဖာ္ေဆာင္ေရး လုပ္ငန္းစဥ္မ်ား ေဆာင္႐ြက္ျခင္းႏွင့္ တိက်ခိုင္မာေသာ ေစ်းကြက္အတြင္း႐ွိ အလားအလာ႐ွိေသာ ေခ်းေငြယူမည့္သူမ်ား ႐ွာေဖြစုေဆာင္းရ႐ွိေရး။
  • Ensure data and information in loan applications is accurate and of acceptable quality, and ensure also authenticity of documentation.
  • ေခ်းေငြေလ်ာက္လႊာတြင္ မွန္ကန္တိက်မႈ႐ွိၿပီး လက္ခံႏိုင္စြမ္း႐ွိေသာ သတင္းအခ်က္အလက္မ်ား ေကာက္ခံရ႐ွိႏိုင္ေအာင္ ေဆာင္႐ြက္ၿခင္း ႏွင္႔ စာ႐ြက္စာတမ္းမ်ား မွန္ကန္မႈ ႐ွိ/ မ႐ွိ ေသခ်ာစြာ စစ္ေဆးေကာက္ယူျခင္း။
  • Conduct site visits and reference checks at and around client’s business premises to verify business operations.
  • ေငြေခ်းသူ၏ လုပ္ငန္းလည္ပတ္မႈကို အတည္ျပဳစစ္တမ္းေကာက္ယူႏိုင္ရန္အတြက္ လုပ္ငန္းပရ၀ဏ္ႏွင့္ အနီးတ၀ိုက္တြင္ သြားေရာက္လည္ပတ္ စစ္ေဆးျခင္းမ်ား ျပဳလုပ္ျခင္း။
  • Conduct home verification visits and reference checks to verify the residency of potential customers.
  • အလားအလာ႐ွိေသာ ေငြေခ်းသူ၏ ေနအိမ္သို႔ သြားေရာက္၍ ၎ေပးအပ္ထားသည့္ အိမ္ေထာင္စုပိုင္ဆိုင္ပစၥည္းစာရင္း အေသးစိတ္ကို စစ္ေဆးျခင္း။
  • Evaluate the willingness and capacity to repay of new and existing clients following DAWN’s loan evaluation methodology.
  • Dawn မွခ်မွတ္ထားေသာ နည္းလမ္းအတိုင္း ေခ်းေငြယူသူအသစ္ႏွင့္ အေဟာင္းတို႔၏ ျပန္ဆပ္လိုစိတ္ႏွင့္ ျပန္ဆပ္ႏိုင္စြမ္းမ်ားကို ခ်င့္ခ်ိန္ခန္႔မွန္ႏိုင္ျခင္း။
  • Participate in credit committees presenting loan recommendations for approval.
  • ေခ်းေငြခြင့္ျပဳရန္အတြက္ ေခ်းေငြစီစစ္၊ အကဲျဖတ္အဖြဲ႔ႏွင့္အတူ ေဆြးေႏြးေထာက္ခံျခင္းမ်ားတြင္လည္း ပါ၀င္ျခင္း။
  • Develop business relationship with clients to support their business success and cultivate loyalty to DAWN.
  • ေငြေခ်းသူမ်ား၏ စီးပြားေရးလုပ္ငန္းမ်ား ဖြံ႔ၿဖိဳးတိုးတက္ေအာင္ ကူညီပံ့ပိုးေပးႏိုင္ရန္အတြက္  ေငြေခ်းသူမ်ားႏွင့္ ေပါင္းသင္းဆက္ဆံေရး ေကာင္းမြန္ျခင္း။
  • Monitor client’s business progress to identify any potential problems.
  • ျဖစ္ေပၚလာႏိုင္ေသာ ျပႆနာမ်ားကို သိ႐ွိႏိုင္ရန္ ေငြေခ်းသူ၏ လုပ္ငန္းတိုးတက္မႈကို စဥ္ဆက္မျပတ္ ေလ့လာ ေစာင့္ၾကည့္ျခင္း။
  • Manage and recover late payments according to institutional procedures.
  • အဖြဲ႔အစည္း၏ ခ်က္မွတ္ထားတဲ႔ လုပ္ငန္းစဥ္မ်ားႏွင့္အညီ ေငြေနာက္က်မႈ ျပႆနာကို ကိုင္တြင္ေျဖ႐ွင္းႏိုင္ျခင္း။
  • Assist to IL Manager to achieve targeted result regarding active borrowers and outstanding loan portfolio of branch
  • ဌာနမွ ခ်မွတ္ထားေသာ လ်ာထားခ်က္မ်ားျဖစ္သည့္ ေခ်းေငြယူသူမ်ား၊ ထုတ္ေခ်းမည့္ ေငြပမာတိုးျမွင့္ႏိုင္ျခင္းမ်ားအား ျပည့္မွီႏိုင္ရန္အတြက္ မန္ေနဂ်ာအား ကူညီပံ့ပိုးေပးႏိုင္ျခင္း။
  • Perform other tasks as assigned by supervisor.
  • ႀကီးၾကပ္သူ၏ၫႊန္ၾကားခ်က္အတိုင္း တစ္ျခားေသာ တာ၀န္မ်ားကို ထမ္းေဆာင္ႏိုင္ျခ

Open To

Male/Female

Job Requirements

PERSON SPECIFICATIONS
•    Myanmar national.
•    ျမန္မာႏိုင္ငံသားျဖစ္ရမည္။
•    University graduate in finance, economics, accounting or related field.
•    တကၠသိုလ္တစ္ခုခုမွ စီပြားေရး (သို႔) ေငြေၾကးစီမံခန္႔ခြဲေရး (သို႔) စာရင္းအင္းတို႔ ႏွင့္ ပတ္သက္ဆက္ႏြယ္ေသာ ဘြဲ႔တစ္ခုခုရ႐ွိထားသူျဖစ္ရမည္။
•    One year working experience as microfinance individual loan officer or in retail banking or sales preferably in the specific market segment for the Individual Lending Unit.

What We Can Offer

Benefits

* Medical Benefits & Insurance
* Travel Allowance
* Other Benefits
* Working Days => Monday to Friday

Highlights

- An awesome company
- Join a winning team
- You can make a difference

Career Opportunities

* Training provided

About Our Company

Early Dawn Microfinance Company Limited (DAWN) was founded in 2002 as a program under Save the Children International. In 2015, it became an independent company and has rapidly grown into one of Myanmar’s largest and leading microfinance institutions, providing high-quality financial services to micro and small business owners. DAWN is registered with the Ministry of Finance & Planning and operates with a deposit-taking license granted by the Financial Regulatory Department.

DAWN is a fast-growing company with a need for talented individuals who share our values (Respect, Excellence, Innovation and Passion for Social Change) to support our growth. We have opportunities across the organization, in the field and at head office. We offer competitive salaries and benefits, a dynamic work environment, opportunities for learning, development and advancement, and a chance to work with a fantastic team.

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