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Junior Associate(SME)

Yoma Bank
Recruiter active 1 day ago The recruiter at this company was last active reviewing applications.
Myanmar - Yangon
Full Time
Verified This job has been verified by the company as a real job vacancy.
19 Aug 2020

Experience level

Entry Level

Job Function

Administrative

Min Education Level

Bachelor Degree

Job Description

ROLE PURPOSE

Junior Associate will be primarily responsible for assisting in preparing the credit proposal for new and existing clients.

The job function will also include the monitoring of borrower’s financial performance to assist in the risk rating process. In addition, junior associate will perform credit annual reviews and completes other duties as assigned.

KEY ACCOUNTABILITIES:

  • Preparing all documentation regarding the credit facilities and collaterals.
  • Analysis of real estate valuation, personal cash flow, business cash flow and related financial statements.
  • Analysis and assessment of the financial statements and credit history of existing and potential clients.
  • Review and analysis of loan documents, leases agreement, sales agreements and other related materials.
  • Ensure to complete all credit files, identify any documentation deficiencies and effectively communicate the results of the findings for reviews to supervisors
  • Assisting in collection and analyzing of documents for annual loan reviews.
  • Performing additional assignments as requested

Open To

Male/Female

Job Requirements

Knowledge & Skills

Essential

  • Ability to work on multiple projects simultaneously, independently and achieve required objectives with limited supervision.
  • Ability to work within a team environment, interact with peers and management within the bank, as well as with the customers and outside support

Education & Special Training

Essential

  • Bachelor’s degree in Accounting, Finance, Economics or related field, will consider commercial experience.

Desirable

  • Experience in the financial industry is a plus

Experience

Essential

  • No working experience is required

Desirable

  • Experience in the financial industry is a plus

Languages

Essential

  • Excellent oral and written communication skills in addition to strong analytical, problem solving and organizational skills

*Only shortlisted candidates will be contacted for interviews*

What We Can Offer

Benefits

- Annual Bonus
- OT Payment
- Ferry Provided

Highlights

- An awesome company
- Join a winning team
- You can make a difference

Career Opportunities

- Opportunities for promotion
- Possibility for job training
- Learn new skills and techniques

About Our Company

"Founded in 1993, Yoma Bank is Myanmar's most progressive domestic bank with over 3,000 employees and more than 80 branches across the country. With a mission to “Build a better Myanmar for its people” and financing the needs of Myanmar families and businesses, Yoma Bank offers savings products, a wide range of loans and business solutions to individuals, SMEs and local corporate clients to fund their business operations in Myanmar. With over 25 years of being a responsible bank, Yoma Bank has been consistently making significant investments in strategic priorities- people, technology and corporate governance.
All the operations led by the Bank are centered around its core values such as Customer, Integrity, Respect, Teamwork and Innovation. Yoma Bank has also established strong partnership with both local and international organisations leveraging strategic advantages in its services. Yoma Bank is the first local bank that welcomed foreign investments from global organisations such as GIC of Singapore, Norfund of Norway and IFC of the World Bank."

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Experience level

Entry Level

Job Function

Administrative

Min Education Level

Bachelor Degree

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