Senior Credit Underwriter in Yangon

Senior Credit Underwriter

Myanmar Citizens Bank (MCB)

Kyauktada | Yangon

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Senior Credit Underwriter

Senior Credit Underwriter

Myanmar Citizens Bank (MCB)

Senior Credit Underwriter

Myanmar Citizens Bank (MCB)

Myanmar - Yangon

Kyauktada | Yangon

24 Sep 2020

Experience level

Manager

Job Function

Finance, Accounting, Audit

Job Industry

Banking/ Insurance/ Microfinance

Min Education Level

Bachelor Degree

Job Type

Full Time

Job Description

A Good Opportunity for ..

Review individual transactions originated through lending Product Programs (PPG) before submission to the relevant approval authority as per the MCB process and CBM regulatory guidelines
Drafts credit reviews ensuring transaction is properly structured and credit submittal is accurate and properly presented for approval as per the delegation of lending authority within the pre-agreed Turn Around Times (TAT).
Conduct verification calls to establish the submitted information in the credit application comply with the pre-defined selection criteria by the PPG.
Review accuracy of all relevant information as dictated by each PPG, liaise with relationship managers on any unclear or incomplete client information
Interrogate credit bureaus, public collateral registries, land registries any other source of public information relevant to the credit quality of the borrower (when applicable)
Prepare activity reports on number of accounts received, reviewed, approved and rejected
Performs supervisory responsibilities as assigned.

Open To

Male/Female

Job Requirements

Good understanding of Customer Acquisition and Credit Underwriting;
Good understanding of credit decision models and determination of cut-offs based on unit economics/ profitability models. Knowledge of modelling using machine learning is a plus;
Strong quantitative and analytical skills in conducting analysis using customer performance data, credit bureau/ vendor data, and marketing data to make profitable underwriting decisions;
Ability to work efficiently in a matrix environment in managing the performance of new bookings and ensuring every loan booked is profitable;
Strong communication and presentation skills and an ability to transform data into insight to support decision making
Bachelors’ degree from reputable university
Minimum 3 years of experience in Banking – preferably underwriting
Regulatory interaction experience with a large and complex banking organization

What We Can Offer

Benefits

- Bonus
- Ferry
- Other Benefit

Highlights

- Make a difference

Career Opportunities

- Promotion opportunities

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