ROLE PURPOSE

Yoma Bank's Corporate Credit Care is a specialized team within Corporate Banking that plays a critical role in the management of classified corporate accounts, providing an objective and independent assessment and management of classified exposures (corporate loans, trade products and the like).

Senior Officer (Corporate Credit Care) will manage a portfolio of classified corporate loan exposure (usually ranging from 1 Bn MMK and above)  from early problem recognition to the full restructuring or workout including decisions related with classification and risk rating together with Corporate Credit Care Manager.He/she will assist in identifying and implementing workout (recovery) strategies for the corporate customers together with Corporate Credit Care Manager.

KEY ACCOUNTABILITIES:

• Managing assigned accounts until workout is complete by implementing respective policies and procedures.
• Assisting in identifying, modifying, and implementing designed and approved work out strategies / solutions.
• Evaluate customer’s data, such as historical financial information, management’s capabilities and industry prospects to determine appropriate remediation strategy / solution.
• Conduct meaningful negotiations with customers
• Preparing Annual Reviews, Classified Credit Reports, credit memorandums, Special Mention Assessments.
• Monitor the transactional behavior of customers in their portfolio.
• Participate in periodic portfolio reviews.
• Performing additional assignment as required

Knowledge & Skills

Essential

• Credit assessment for commercial or corporate businesses.
• Good local relationship with local business communities.
• Good knowledge of local regulatory environment.
• Good knowledge in various corporate banking products
• Excellent communication skills (written, spoken, email, PowerPoint).
• Strong interpersonal skills and a team player with ability to coordinate with product partners and support functions
• Ability to work autonomously & capacity to take pressure and deliver business objectives, complete task deadline and prioritize workload are some key traits of a successful candidate

Education & Special Training

Preferred

• Basic Degree in Commercial Law, Accounting, Business Finance, Economics or other business management discipline

Experience

Essential

• Minimum 1-3 years prior experience in Myanmar commercial or corporate banking segment (Risk Management), or minimum 1-3 years of commercial risk management experience.

Languages

Essential

• Ability to communicate (verbal and written) in both Myanmar and English languages.

*Only shortlisted candidates will be contacted for interviews*