Job Description

       The MIS Executive for a lending business’s primary responsibility would be to gather and scrutinize data using specialist tools to generate information, customer behavior, and risk profile that helps others make decisions, the individual will need to have strong analytical skills, proficiency in data analytics tools and software, and a solid understanding of lending and risk management principles. Additionally, excellent communication and interpersonal skills are essential, as the individual will be working closely with stakeholders across the organization to drive business outcomes.

• To be successful in this role:
• Credit Risk Management : Monitoring credit risk, ensuring to monitor variable scores,  Identifying solutions and programs with collections basis repayment behaviour of customer base who have been defaulted
• Data Analysis :  Basis portfolio report, they need to understand the varibale relevance to portfolio and recommend changes to the Product team for changes
• Process Improvement : Continous updates of credit scoring and monitoring of customer behaviour against the credit score, recommend to business as to how we can improve quality of portfolio and reduce NPL
• Predictive Modeling: Develop and implement predictive models to forecast customer behavior, such as default rates, and to identify opportunities for loan disbursement.
• Data Visualization: Create user-friendly and actionable dashboards and interactive visual reports using Power BI, Excel, and other visualization tools for daily usage. Identify relevant data sources and use data tools to extract data and create business intelligence reports as per business needs.

• Bachelor’s Degree in Analytics or computer science
• 3+ years’ experience in related field
• IT Knowledge must have
• Banking Experience preferable
• Loan Product Knowledge preferable