Premium

Yoma Bank

Premium
Our Vision In good times and bad, we stand by you. Our Mission Building a Better Myanmar for its people. Thinking about how to “Build a Better Myanmar for its people’’ is the biggest challenge facing the Group, driving us to build a roadmap to move forward and create value in everything we do. How is a better Myanmar defined? In our Executive Chairman, U Theim Wai @Serge Pun’s words, ‘‘better’’ must mean improvements in quantitative, qualitative, spiritual and material terms over the situation today. Through passion and proficiency aligned with this deep sense of determination, the Group is committed to building a better Myanmar together with its people and for its people.
About
Jobs49
Awards
View More
About Yoma Bank

Employer Details

  • Type: Direct Employer
  • Industry: Banking/ Insurance/ Microfinance
  • No. Employees: 1001 to 5000

Address

No 14, Kyaik Khauk Pagoda Road, StarCity, Thanlyin Township, Yangon,ရန်ကုန်တိုင်း, Myanmar

Company vision and mission

Our Vision
In good times and bad, we stand by you.


Our Mission
Building a Better Myanmar for its people.

Thinking about how to “Build a Better Myanmar for its people’’ is the biggest challenge facing the Group, driving us to build a roadmap to move forward and create value in everything we do. How is a better Myanmar defined? In our Executive Chairman, U Theim Wai @Serge Pun’s words, ‘‘better’’ must mean improvements in quantitative, qualitative, spiritual and material terms over the situation today. Through passion and proficiency aligned with this deep sense of determination, the Group is committed to building a better Myanmar together with its people and for its people.

ကၽြန္ေတာ္တို႔ ဘာေတြလုပ္သလဲ

Founded in 1993, Yoma Bank is Myanmar's most progressive domestic bank with over 3,000 employees and more than 80 branches across the country. With a mission to “Build a better Myanmar for its people” and financing the needs of Myanmar families and businesses, Yoma Bank offers savings products, a wide range of loans and business solutions to individuals, SMEs and local corporate clients to fund their business operations in Myanmar. With over 30 years of being a responsible bank, Yoma Bank has been consistently making significant investments in strategic priorities- people, technology and corporate governance.

All the operations led by the Bank are centered around its core values such as Customer, Integrity, Respect, Teamwork and Innovation. Yoma Bank has also established strong partnership with both local and international organisations leveraging strategic advantages in its services. Yoma Bank is the first local bank that welcomed foreign investments from global organisations such as GIC of Singapore, Norfund of Norway and IFC of the World Bank."

သင္ဘာလို႔ ကၽြန္ေတာ္တို႔နဲ႔ ပူးေပါင္းသင့္တာလဲ

Teamwork and Collaboration
Yoma Bank is the one that has a foundation of collaboration and emphasizes it to potential employees will reap the benefits because new employees will understand that their ideas and creativity will be accepted and valued when hired.

Career growth and Personal Development
By introducing continuous learning Yoma’s employees are able to up-to-date on technology relevant to their field, as well as major software updates, and more. Giving employees the chance to expand their knowledge not only benefits them but also the company. They will have the knowledge needed to take on greater responsibilities, get promoted, and prevent loss of efficiency.

Rewards and Recognition
Recognition and reward are present in a work environment where there is appropriate acknowledgement and appreciation of employees' efforts in a fair and timely manner. Where Yoma employees are acknowledged for their engagement in intrinsic or extrinsic ways.

Work Life Balance Working Environment
Yoma Bank supports work-life balance have less burnout and other performance problems. A healthy work-life balance lets employees enjoy their jobs, as well as their personal lives. Focusing on projects rather than work stresses makes employees more productive, efficient, and effective at networking.

Our workplace and culture

Yoma Bank is known as one of the best workplaces to work in Myanmar among local market. Our culture is based on our core values – Respect, Integrity, Teamwork, Innovation and Customer. It is unique to each business within an organization and is shaped by interactions, attitudes, beliefs, traditions, and values.
Testimonials

Cho The Oo

Head of YPDC

ရိုးမဘဏ်မှာအလုပ်လုပ်ရင်း နားလည်မိတာက မိမိလုပ်ငန်းခွင်အတွင်းဆောင်ရွက်ချက်တွေဟာ တစ်ဦးတည်း၏ တိုးတက်မှုကိုသာ ဦးတည်တာမျိုးမဟုတ်ဘဲ “မြန်မာနိုင်ငံသားများအတွက် ပိုမိုကောင်းမွန်သော မြန်မာနိုင်ငံတည်ဆောက်ရန်ဆိုတဲ့” ရိုးမဘဏ်ရဲ့ ရည်မှန်းချက်ကို အကောင်အထည်ဖော်နိုင်ဖို့ အခွင့်အရေးများ ပေးထားတဲ့အတွက် ကိုယ်တိုင်သာမက ပတ်ဝန်းကျင်အတွက်ပါ ပိုကောင်းမွန်တဲ့ အကျိုးသက်ရောက်မှုတွေ ဖန်တီးနိုင်တဲ့အခွင့်အရေးတွေရှိနေတာမို့ သဘောကျမိပါတယ်။ ဒါ့အပြင် ဝန်ထမ်းများအတွက် စီစဥ်ပေးထားတဲ့ Employee Value Proposition တွေကလည်းအင်မတန် ကောင်းမွန်တဲ့အပြင် စဥ်ဆက်မပြတ်လေ့လာနိုင်တဲ့ အခွင့်အရေးတွေရှိနေတဲ့အတွက် ရိုးမဘဏ်မှာ ဝန်ထမ်းတစ်ဦးဖြစ်ရတာ ဂုဏ်ယူကျေနပ်မိပါတယ်။

Chue Swe Thwe

Business Development Specialist (Operations)

ရိုးမဘဏ်ကို စတင်၀င်ရောက်ချိန် covid ကာလမှာ ၀န်ထမ်းတစ်ဦးစီတိုင်းရဲ့ကျန်းမာရေးအတွက် ကာကွယ်ဆေးများ အခမဲ့ထိုးနှံပေးတွေ လုပ်ဆောင်ပေးခဲ့ပါတယ်။ Product Training တွေ၊ customer ၀န်ဆောင်မှုနဲ့ ပတ်သက်တဲ့ Training တွေလည်း ပို့ချပေးတဲ့အတွက် ၀န်ထမ်း လက်ရှိလုပ်ကိုင်နေတဲ့၀န်ထမ်းတွေအတွက်သာမက အသစ်တွေအတွက်လည်း များစွာ အထောက်အကူဖြစ်ရပါတယ်။ လုပ်ငန်းခွင်အတွင်းမှာလည်း အခွင့်အလမ်းကောင်းတွေ ချပြထားတဲ့အပြင် ကိုယ့်ကြိုးစားမှုပေါ် မူတည်ပြီး အခွင့်အလမ်းသစ်တွေ ရနိုင်မယ်လို့ ယုံကြည်ရတဲ့အတွက် ရိုးမဘဏ်နဲ့ လက်တွဲလုပ်ဆောင်ရတဲ့အပေါ် ကျေနပ်မိပါတယ်။

Thant Zin Ko Ko

Sr Business Development Specialist (Operations)

ကျွန်တော်ကတော့ ယခုလက်ရှိ ရန်ကင်း ရိုးမဘဏ်ခွဲမှာ Hire Purchase Product တွေကို အဓိကဝန်ဆောင်မှုပေးရပြီး Business Development Team ရဲ့အဓိက target များပြည့်မီအောင် Team Member တွေနဲ့အတူ Team Work ရှိရှိ ကြိုးစားလုပ်ကိုင်လျှက်ရှိပါတယ်။ အခက်အခဲတွေ ဖြစ်ပေါ်လာရင်လည်း Team Work အလိုက် အတူတူရင်ဆိုင်ဖြေရှင်းကြလို့ ရိုးမဘဏ်မှာ အလုပ်လုပ်ရတာ ဂုဏ်ယူမိပါတယ်။

Pyone Hnin Nwe

Customer Care Administrative

ရိုးမဘဏ်မှာ အလုပ်လုပ်ရတာ ကျွန်မအတွက် တကယ်ဂုဏ်ယူဝမ်းမြောက်စရာ ဖြစ်ပါတယ်။ဘာကြောင့်လဲဆိုတော့ ဝန်ထမ်းတွေ Continuous Improvement ဖြစ်နိုင်ဖို့ In Person & Online Class တွေ နဲ့ Training Program တွေကို စီစဉ်ပေးထားပါတယ်။ ဒါ့အပြင် ကျန်းမာပြီး ပျော်ရွှင်သော လုပ်ငန်းခွင်ဖြစ်စေဖို့နဲ့အလုပ်ခွင်မှ Stress တွေကို ဖြေလျှော့နိုင်စေဖို့ ဝန်ထမ်းများ အတွက် Sport Club မှာ မိမိကြိုက်နှစ်သက်ရာ အားကစားတွေ အခမဲ့ ဝင်ရောက်ကစားနိုင်အောင် Member Card တွေကိုလည်း ရိုးမဘဏ်က စီစဉ်ပေးထားပါတယ်။

If you haven't found a suitable job, submit a General Application and recruiters at this company will keep your CV for future review!

All Yoma Bank Jobs
ROLE PURPOSE The Internal Audit Senior Associate will provide direct support to the Internal Audit Manager in the day-to-day execution of internal audit activities and in undertaking the assigned audit projects in accordance with the Department’s audit plans. JOB RESPONSIBILITIES Conducts audit assignments successfully from beginning to end by following test steps from audit programs Works with the Internal Audit Manager in preparing audit working papers (Understanding of the process, Process flowcharts, Walkthrough test and Other required audit documentations) of business processes and functional areas in accordance with standards and requirements. Reviews compliance with existing rules and regulations issued by Regulatory Bodies. Reviews existing internal policies and procedures to assess the adequacy, efficiency, and completeness of controls. Tests internal controls and data, identifies and communicates control gaps, control design deficiencies, process improvement opportunities in a timely and organized manner. Prepares clear, concise audit documentation based on audit findings derived from and supported by the audit work papers. Performs follow up activities to assess the adequacy of the corrective action taken for audit findings, and deficiencies Perform the assigned tasks with minimum supervision Assists in the undertaking of branch audit and surprise cash audits as required Assists in the follow-up of management's responses to audit recommendation Other duties, as assigned
ROLE PURPOSE The Internal Audit Assistant Manager must be self-driven individual who will be responsible for conducting audits of the organization, leading the audit projects, assisting in preparing of audit reports, and highlighting issues relating to internal controls & risk management. The Internal Auditor must possess in-depth knowledge and capabilities to be able to execute audit assignments whilst bringing systematic approach to examine and evaluate the adequacy, effectiveness and efficiency of risks, internal control systems and provide recommendations, improve efficiency. JOB RESPONSIBILITIES Conduct assigned risk-based audits and develops audit programs and testing procedures relevant to risk and audit objectives in accordance with annual audit plan. Manage audit assignment process, including detailed planning of audit assignments, execution and reporting in accordance with Internal Audit Manual and Internal Audit methodology. Lead and coach team members how to perform and apply audit procedures, including conducting interviews, utilizing appropriate sampling techniques, performing analytics, and evaluating audit evidence. Understand the key functions and business processes and identify the key risks and related controls environment and activities. Perform audit procedures to verify the implementation and effectiveness of controls through testing and evaluation by interacting with the relevant stakeholders. Update to Executive Manager of Internal Audit on regular basis; progress on assigned projects, highlight the challenges, and any arising significant issues noted. Communicate audit findings and recommendations with management in a timely manner. Ensure successful completion of assigned projects within the stipulative timeline and deliver timely. Other duties as assigned.
ROLE PURPOSE Lead and implement the credit risk management framework of Yoma Bank, which includes ongoing identification, assessment, monitoring and reporting of key exposures and risks, and the management of these key risks. Responsible in the setting of risk appetite, risk tolerance and mitigation strategies Develop strong relationships with key stakeholders within the bank by addressing issues/concerns in a timely manner. Ensure an understanding of key credit risks and exposures among management and facilitate responsible and effective risk-taking in line with risk appetite and tolerance. Keeping updated on latest technological changes such as data analytics and artificial intelligence that can be applied to risk management. Exposure and opportunity to work with Department Heads and Chiefs to recommend strategies to manage risk Job Responsibilities Support HOD in establishing internal loan controls, Review, modify and issue revised Credit Policy and all other Credit related guidelines, Process & Procedures manuals, Loan instructions, Memos etc.   Support HOD in reviewing and modifying all existing systems and Procedures required for Credit Risk Management.     Collaborate with Product development department by establishing processes and procedures for new Loan products.   Collaborate with “Risk Analytical & Infrastructure” department in preparing and establishing Credit Score Cards for Loan portfolio.  Support other sections in CRD by giving required guidelines on credit risk assessments, compliance of CBM guidelines, Credit policy & guidelines and procedure to submit credit proposals to Credit Committee and other approving authorities for approval.  Support HOD in completing the key initiatives within timeline as per CRD- Strategic Plan for the year.  Coordinate with Technology department and technology champion in CRD on Loan related matters in FBE.  Monitor external environment and ensure that our risk assessments fully understand potential forward-looking implication and take action to mitigate risk if the downside is material.  Regular review of Asset Writing Strategy considering external environment vs Bank’s financial plan.  Produce three articles weekly for external environment monitoring across departments, with other team leaders submitting one article weekly to the Corporate section head, who will then choose the most crucial article for submission to the ERM Department. Prepare monthly credit risk reports and submit to the relevant party.   Monthly and quarterly escalation of key risk items to be tabled for monthly investor dashboard (highlights and lowlights) and where appropriate lowlights should be with appropriate treatment plans within appropriate timeline.  Training and developing staffs both in branches, department and HO in ensuring a good credit culture.     Coordinate staff matters including recruitment, KPI finalization, and quarterly review of job descriptions and KPIs in collaboration with HR, Team Leaders, and the Head of Department.      Establish & maintain strong, transparent relationships with internal audit and regulators. Any other duties as assigned by HOD/CRO
ROLE PURPOSE Trade & FX Sales Specialist, focus on driving the development of Trade Finance & FX Transactional Business and monitoring it in conjunction with related branches/Business units of Yoma Bank. RESPONSIBILITIES The role holder is responsible for consulting & facilitating the requirement, documentation, regulation & compliance, and procedure of international trade payment methods/ transaction for the bank’s customers and branches. Facilitating foreign exchange services process for the bank’s customers & branches. Promote and expand trade payment/settlement services business and foreign exchange services business by building, maintaining, and enhancing business relationship with customers and branches. Consulting & facilitating customers/branches regarding compliance and regulatory requirements by Central Bank of Myanmar and other instructions from regulators regarding trade payment & settlement. Consulting & facilitating customers/branches for trade Incoming and Outgoing payment/remittance operational process. Consulting & general reviewing required supporting documentation for Incoming and Outgoing trade transactions & FX for processing. Resolving the customers’ complaints & branches’ requirements. Handling query email and phone from branches & customers and providing customer support for Trade & FX products. Ensuring high levels of customer services and on-boarding trade & FX transactions/businesses to the bank. Identify, report, and analyze customers’ needs on Trade business and to make corresponding business suggestions to the bank. Maintain business data and prepare analytic reports for business strategy formulation and management’s review.
This Corporate Banker will be supporting Senior Relationship Managers to achieve targeted revenue budgets. To work towards achieving stakeholders’ business objectives by offering a variety of corporate banking services and solutions, including but not limited to transaction banking services, loans, trade finance. Develop and manage existing portfolio of large credit relationships and increase team loan book portfolio by acquiring new customers from own network and branch network Provide financing recommendations that are tailored to clients’ needs through synthesis and evaluation of overall assessment of clients Monitor credit relationships to ensure ongoing compliance with approved terms/conditions Review existing relationships at intervals consistent with Bank policy Establish contract, rapport and credibility with prospective clients to influence key decision makers to start the relationship with the organization. Maintain a detailed and current understanding of the industry; current market structures; regulatory requirements and issues to ensure that opportunities are realized, and the risks mitigated Manage to lower delinquency rate by closely monitoring and planning restructure strategy for struggling customers under team portfolio
Role Purpose We are looking for a person who has self-driven, motivated, result oriented, and well personnel to communicate with corporate business customers. The main responsibility is to engage the delinquent customers and to negotiate the recovery plans through the local rules and regulations.   Key Responsibilities Help others to maintain focus and overcome obstacles Receptive to and implement suggestions for improvement to the team members Always comply with Yoma Bank’s Code of Conduct, Policy & Procedures Effectively use the Yoma Bank’s core systems including FBE and Collection System Ensure the team members are efficiently using the collection system To resolve customer disputes within Yoma Bank policy and procedure Report the feedback, and repayment plan of the customers to the Sr. Manager To maintain all required reports including productivity of the team members Timely prepare the reports for the Senior Management Prioritize the tasks based on the Risk level Communicate the critical delinquent customers to maximize the recovery To undertake external filed calls to customers with accounts in arrears as required from time to time
Providing legal support and advice to the management and various divisions of the Bank on relevant legal issues; Ensuring compliance with internal controls, statutory regulations and other legal and regulatory formalities; Evaluating legal risks in the Bank’s business processes; Drafting, reviewing and negotiating complex legal documents, including various loan and security documentation and a variety of other contracts, statements and agreements; Handling litigation matters and participating in litigation process; Communicating with third parties and external stakeholders of the Bank, including its investors; Keeping up-to-date with any changes in all relevant areas of Myanmar law; and Providing ongoing training and coaching to the other members of the legal team.
Handles and coordinates the development and implementation of an overall M&E system, M&E tools and data management systems to track project progress. Analyze M&E data to identify performance failure and work closely with internal team to ensure that key programmed and operations deliverables and targets are met on time. Organizes/ facilitates meetings with project staff, so that available staff are exchanging information and sharing best practices with regard to M&E. Demonstrated knowledge of M&E methodology, quality assurances. Working with a multi-cultural team and with teams in remote locations. Working under pressure and towards tight deadlines.
ROLE PURPOSE Content Creation and Management Content Development Overall Content Management Analytics and Reporting Cross-Functional Collaboration JOB RESPONSIBILITIES This role is responsible for generating and developing concepts and ideas that successfully meet the requirements outlined in the provided brief. With a demonstrated ability to translate marketing strategy into compelling creative concepts, they ensure that goals are achieved when developing and executing ideas. The individual will participate in all aspects of a project from concept development through preparing deliverables for all channels, ensuring that the work is consistent with the intended voice and tone of the brand. This role is also responsible for creating engaging, informative content that is optimized for search engines for websites, Facebook, LinkedIn and other digital platforms. The primary goal will be to attract and retain high-quality, keyword-rich content that performs well in search engine result pages. Coordinate and manage the monthly content calendar for all Yoma Bank social media pages. Collaborate with respective Point of Contacts (PICs) to secure monthly content calendar confirmation before deadlines. Disseminate the approved weekly content allocation plan to designers for implementation. Obtain necessary approvals from the Digital Marketing Assistant Manager to ensure content meets quality standards. Conduct thorough quality control checks to ensure consistency and alignment with brand messaging. Continuously review and actively oversee the management of digital assets across social media platforms. Ensure the brand's representation is consistent and messaging is coherent across all owned social media channels. Ensure consistent key messaging is maintained throughout various owned social media channels. Thoroughly edit and proofread content before publication to ensure accuracy and professionalism. Collaborate closely with the Web Master and Digital Marketing Assistant Manager to regularly monitor and update the Bank's website content. Work closely with the Digital Marketing Assistant Manager to ensure that Facebook ad campaigns are aligned with overall marketing strategies. Engage promptly and professionally with customer comments, messages, and inquiries across various social media platforms as needed. Plan, create, and execute targeted email marketing campaigns to nurture leads and engage existing customers. Collaborate - Work collaboratively with creative team members to generate concepts that meet and exceed the requirements of the creative brief. Drive Creativity - Create and communicate engaging social media posts across channels by applying brand level awareness informed by larger campaign tactics. Develop the written tone and feel of messaging while conforming to the brand voice. Offer strategic and innovative solutions, add/contribute to project/product meetings, present creative work. Create other campaign work as assigned.
Yoma Bank Awards