Oversee and manage the company’s financial accounting, reporting, controlling, and monitoring functions. Supervise and check daily accounting operations including expense reviews (payment vouchers), liquidity and treasury management, bank reconciliations and accurate recording of transactions in the accounting system. Review financial statements and provide insights, commentary and recommendations to management based on performance, business activities and forecasts. Ensure timely and accurate preparation and submission of monthly, quarterly, annual, and ad-hoc financial reports including management reports, balance sheet review, budgeting and forecasting. Act as the key focal point during audits, coordinating with internal and external auditors and ensuring accurate and complete documentation with minimal discrepancies. Identify and evaluate cost-saving opportunities to enhance operational efficiency. Ensure full compliance with company policies, financial regulations and CBM requirements. Collaborate closely with internal teams, head office and external stakeholders such as auditors and financial partners. Perform ad-hoc duties and other responsibilities as assigned by the line manager.
Ayeyawady Division
လွန်ခဲ့သော 3ရက်
Ensure all branch activities comply with company policies, procedures, and legal regulations. Oversee daily operations, including cash management, checklists, and closing procedures. Review and resolve audit findings and strengthen internal controls. Lead loan approval processes based on proper credit assessment and risk evaluation. Drive the achievement of monthly disbursement targets and daily collection performance. Implement effective strategies to manage and reduce overdue accounts. Promote and grow Voluntary Savings and Saving Endowment Insurance products. Collaborate with other business units to support overall business objectives. Monitor and control branch expenses in line with the approved budget. Manage vault limits, fund transfers, and ensure timely and accurate transactions. Lead, coach, and develop branch staff; conduct regular meetings and trainings. Work closely with HR on recruitment, employee engagement, and issue resolution. Act as the key liaison between the branch, Head Office, and relevant authorities. Ensure timely and accurate submission of all required reports (FRD, HR, etc.).
Design, develop, and maintain scalable data pipelines to ingest, process, and transform large volumes of structured and unstructured data. Implement and optimize ETL (Extract, Transform, Load) processes to integrate data from multiple sources into the data ecosystem. Analyze, clean, and organize raw data to ensure accuracy, consistency, and usability. Design and maintain data models, schemas, and database structures to support analytical and operational use cases. Implement data validation processes and quality checks to ensure data integrity. Monitor system performance, identify bottlenecks, and implement optimizations to improve efficiency and reliability. Develop and maintain documentation, including technical designs, workflows, and best practices, to facilitate knowledge sharing and system understanding. Perform complex data analysis and generate insights to support business decision-making. Design and deliver dashboards, reports, and data visualizations for internal and external stakeholders using business intelligence and reporting tools (e.g., Power BI, Tableau, Jasper Reports, etc.). Collaborate with cross-functional teams to resolve data-related technical issues and implement effective solutions. Support ad-hoc data requests and perform additional tasks as assigned by the Head of Data Analytics.
Conduct regular product training sessions for internal teams (sales, field staff) and external stakeholders (farmers, dealers, distributors). Provide technical advice and crop solutions to customers on the proper use of Armo’s products (fertilizers, pesticides, etc.). Plan, organize, and monitor on-field demonstration trials for new and existing products across various crop types. Collect and analyze data on crop response, yield, and farmer feedback. Organize field days and farmer meetings to showcase trial results and build product confidence. Collaborate with the sales and marketing teams to generate ideas for product positioning and field-level promotions. Participate in field days, farmer meetings, and agri-expos to promote Armo products. Submit monthly technical activity reports, trial summaries, and farmer feedback to the management.
Monitor stock levels of wheat flour and bran materials. Ensure accurate stock records (in/out balance). Conduct regular stock counts. Supervise daily warehouse activities. Manage receiving, storing, and dispatching goods. Ensure proper stacking and storage conditions. Check quality of wheat flour during storage. Prevent contamination, moisture, or spoilage. Follow food safety standards. Supervise warehouse workers and assign tasks. Train staff on safety and handling procedures. Monitor staff performance. Ensure workplace safety standards. Maintain cleanliness and hygiene in warehouse. Follow company policies and regulations , SOP. Prepare daily/weekly warehouse reports. Coordinate with production, logistics, and suppliers. Report issues to manager. Ensure proper use of warehouse equipment ( forklift). Maintain equipment in good condition.
Daily/Monthly report main bank reconciliation with bank statement, excel record & system Daily report & prepare fund status report after proper checking Ensure the efficient management of company’s bank accounts Reconciling of bank statements and prepare banking report Physical ground checking of Cash (All Type) Checking all suppliers of payment in/ out Monitor super-agent control of agency banking Check and verify cash transactions, and ensure the company’s banking operations Perform other ad hoc duties as assigned by Finance Manager.
Assisting to carry out Audit plan/ Schedule for Retail Internal Audit team. (Cash, Inventory, Fixed Assets and Function based audit) Oversee the work performed by Internal Audit team and inform to Audit Manager. Assisting audit engagement scope, complete field work, reflecting the results of work performed. Report critical issues from Audit teams’ observation to Line Manager Preparing Audit Report to Line Manager Examine the root causes of critical issues and follow up with respective teams whether effective controls are in place or not Implement guidelines and checklists for retail IC team to conduct efficient and effective checking process Any other duty assigned by Audit Manager
Agent/merchant acquisition (onboarding) and training Engage and build relationship with Agent/merchant and ensuring availability of CTZPay mobile money services Closely monitor and reinforce agent/merchant area-wise transaction growth and take action on underperformance Drive overall mobile money availability and new acquisition for required areas and track market activities for all types of transaction Monitor Super-Agent daily operation workflow and liquidity management Ensure the Super-agent facilitates the disbursement of e-money or cash to Agent/Merchant in alignment with market demand within each region Collaborate with the Super-agent management team to foster strong relationships among CSRs, MAT, Super-agents, and agents/merchants Regularly review and monitor Super-Agent performance indicators on a daily, weekly, and monthly basis, providing guidance to ensure they achieve their targets Monitor MAT & CSR manpower under each Super-agent based on its agent/merchant transaction growth Provide daily briefing to MATs & CSRs in relation with their daily, weekly and monthly productivity and performance Review and monitor MAT & CSR targets versus achievements, and develop action plans for improvement Provide coaching to MAT & CSRs, design route plans and monitor adherence Monitor the issue resolution for Agent/merchant and Super-agent Plan and submit order of POSM based on market requirement Manage trade marketing activities and ensure optimal brand visibility in the market Responsible to source & deal successfully with potential clients for MSME payroll Ensure timely communication with the reported RSM to relay instructions for the S&D team Be accountable for tasks assigned by RSM Collaborate with Risk, Compliance, Operation and Audit to develop and execute plans for resolving fraud cases
Ensure the smooth operation and monitor for securities, cleaners and maintenance technicians. Ensure to communicate with owners friendly and helpful. Ensure to maintain less breakdown of building operation machines. Ensure to control and improve the services to customer satisfaction. To attend the emergency requirement for facilities services. To coordinate with clients, vendors and contractors to get good service in right time. Investigating and solve the owner complaints. Ensuring the building meets health and safety requirements and that facilities comply with legislation. To involve in both strategic planning and day-to-day operations, particularly in relation to buildings and premises. Prepare the require documents to control the services and maintenances. To prepare the preventive maintenance service and to reduce the breakdown time. To support the other business unit of CDSG when require facilities service.