Manage the planning of audit engagements, including risk assessments, resource allocation, and preparation of audit programs. Lead audit fieldwork, ensuring compliance with audit methodology, internal policies (SOPs), and regulatory requirements. Supervise and review the work of junior auditors and provide guidance and on-the-job training. Identify and evaluate internal control deficiencies and communicate recommendations for improvement. Prepare high-quality audit reports and present findings to management and stakeholders. Ensure that audit assignments are completed on time and within budget. Liaise with clients or departments being audited to ensure smooth communication and collaboration. Monitor progress of audits and resolve issues or escalate as necessary. Keep abreast of industry regulations, auditing standards, and internal audit best practices. Support the Group Audit team in developing and implementing audit strategies and improving audit processes.
To control the potential fraud and non-compliance status To check the loan payment status of Overdue & Write-off teams in the branches either by telephone or in the field if necessary. To check the receipts that the loan has been paid by the customers and whether receipts are issued or not, mainly to check whether there are financial abuses or not. To check whether there is an appointment to meet the collector with the specific schedule or not, and the frequency of meeting with the collector. To check whether there are customers in some branches who have lost contact and whose contact phone numbers cannot be contacted. Must contact at least 600 customers to check repayment status and compliance status either by phone or visit. To check whether the operational tools used by the employees of the branch can be used properly or not when field inspecting the branch. To select the customers under the guidelines of OR&CAM. To check overdue customers and write off customers in equability. In the case of suspected misconduct or financial fraud, must inform the OR&CAM and HOR immediately. To submit the list of customers to be checked to OR&CAM one month in advance monthly basic. The monthly accomplishment status has to be reported to OR&CAM and keep the reports properly. To conduct a review meeting with HOR and OR&CAM every month. Undertake any assigned tasks from Manager.
Credit Audit Planning & Execution Assist in developing annual credit audit plans based on risk assessment. Lead and supervise credit audit engagements across branches and business units. Review loan files and credit documentation to assess compliance with policies and procedures. Evaluate credit approval, disbursement, monitoring, renewal, restructuring, and recovery processes are complying with the policy and Standard Operations Procedure. Assess the effectiveness of credit monitoring process and compliance at all branches. Assess portfolio quality and identify emerging credit risks. Risk Assessment & Internal Control Review Evaluate the effectiveness of credit risk management controls. Identify policy violations, operational weaknesses, and control gaps. Assess compliance with regulatory requirements and internal guidelines. Review loan classification and provisioning practices. Fraud investigation Identify the any potential fraud case related with credit operations at all level who involve in any part of credit lifecycle either internal or external involvement. Support special investigation on any fraud case related with credit operations at all branches. Recommendation to prevent future fraud case related with credit operations. Reporting & Recommendations Prepare comprehensive audit reports with findings, risk ratings, and recommendations. Report the audit findings to internal audit and compliance manager. Monitor implementation of corrective actions and follow-up on audit issues. Maintain audit documentation and working papers Team Management Provide guidance and coaching to Credit Audit Officers. Review audit working papers prepared by audit staff. Support training and development of junior auditors.
Credit Audit Execution Conduct credit audits according to approved audit programs and methodologies. Review and examine the quality of loan documentation for completeness, accuracy, and compliance of FFM’s internal policies, procedures and regulatory guideline and directives. Verify on compliance of credit approval processes and adherence to delegated lending authority. Assess loan disbursement, loan monitoring, loan collection, and recovery activities. Perform branch and portfolio reviews. Audit Testing & Analysis Perform sampling and testing of loan accounts. Analyze portfolio trends and identify potential credit risks. Review loan classifications and repayment performance. Detect irregularities, exceptions, and policy violations. Fraud investigation Identify the any potential fraud case related with credit operations at all level who involve in any part of credit lifecycle either internal or external involvement. Support special investigation on any fraud case related with credit operations at all branches. Recommendation to prevent future fraud case related with credit operations. Documentation & Reporting Prepare audit working papers and supporting documentation. Draft audit observations and findings. Assist in preparing audit reports and presentations. Maintain accurate audit records. Follow-up Activities Follow up on corrective actions taken by auditees and report to the line manager Update audit issue tracking logs. Monitor the status of outstanding audit findings.
Installing knowledge of new electrical wiring system Repairing knowledge of electrical, plumbing, chillers and air condition systems Building maintenance with things like electrical and air conditioning to maintain the working environment Capital, G&G Minor repairing of shop, roof and closing of small hole not to enter mice Reporting to senior M&E engineer and Assistant Manager Keep the company quality policies in mid while working Refueling of generators to G&G/ Capital stores Report and escalate to Assistant Project Manager and fixed asset control supervisor
Perform daily reconciliation of accounts. Day-to-day Digital Emoney Operation and Settlement to vendors. Update and maintain the Master File of Vendors completely and accurately. Monitoring daily prefunding accounts. Liaise with the related stakeholders to streamline update in operations. Ensure the organization’s SOPs are applied. Engage with internal as well as external stakeholders to resolve errors, disputes, process automation etc. Other ad-hoc duties as assigned by Superiors.
Perform penetration testing on applications, APIs, and cloud environments. Conduct network penetration testing on servers, databases, and POS devices. Assess wireless networks for security risks. Support social engineering tests such as phishing campaigns. Provide reports with risks, remediation, and mitigation steps. Work with teams to implement fixes and improvements. Guide junior engineers and support audits. Contribute to DevSecOps initiatives by integrating security into CI/CD pipelines.
This internship program offers designated work activities within the Retail Cluster of Capital Diamond Star Group (CDSG) for fresh graduates and undergraduates recommended by respective university. Who we are: Capital Retail, popularly known as Capital, is a pioneering modern trade retailer, serving a diverse group of customers through its large format retail store chain across densely populated urban centers in Myanmar. Founded in 2008 by CDSG, Capital has gradually evolved from a single Hypermarket to a multi-format modern retailer offering the needs of Myanmar households through a wide range of local and imported products delighting its customers. Grab & Go, popularly known as g&g, is a homegrown market leading convenience store chain serving a diverse group of customers of all age groups in both urban and suburban areas of Myanmar. Founded in 2012 by CDSG, g&g has gradually evolved from offering basic items such as beverages, snacks and daily essentials to a one-stop shop which offers not only the daily essentials but also ready-to-eat (RTE), medicine and a variety of services that include ticketing, agency banking, last mile logistics and more. Our Retail Cluster is actively seeking high-potential interns to contribute, learn and grow across the following functional areas and departments. - Human Resources (TA/C&B) - Finance and Accounts - Franchise What you are expected? You are expected to demonstrate enthusiasm, innovative thinking, drive, collaborative mindset and an aptitude for identifying opportunities.
- To properly maintain Electrical panels, Gensets and power systems and Electrical equipment in power supply and distribution system of IBTT. - To maintain all IBTT’s Electrical equipments are functional all the time. - Monitor and check periodic maintenance schedule (PMS) as per the manufacturer’s guidelines. - Liaise with equipment manufacturers (Local and overseas) for technical assistant, service and spare parts availability. - Conducting routine inspections and test of alarms, CCTVs, detectors and fire and security related equipments. - Handling basic repairs and keep maintain all electrical panels, JBs, motors and power systems, firefighting system, utilities system, and sewage system. - Supervising the external contractors when professional repairs are necessary. - Diagnosing electrical issues and correcting them. - Repairing wiring, DBs, JBs, and Motors, Gen sets, lighting, heaters, transformers, substations equipment, and others as necessary. - Taking & Filling up daily Log-Sheet for equipment monitoring, inspection. - Ordering, Filling of Diesel to Gen Set Day Tanks, Spot lights, Trucks, other equipments. - Ordering of Domestic and Firefighting Water. - Assisting with Hopper and Grab bucket repairing (if necessary). - Liaising with the township YESC engineer for power supply information and meter reading. - Performing Ad hoc duties by the M&E manager and Electrical Engineer.