1. Land & Real Estate Project Accounting Manage daily financial accounting operations, general ledger entries, and financial controls for all assigned land and development projects. Account for land acquisition costs, titling fees, survey expenses, development/infrastructure costs, and legal transfer charges accurately. Maintain an up-to-date Fixed Asset Register (FAR) and inventory ledger for all land plots, property holdings, and ongoing site developments. Reconcile land acquisition accounts, developer progress billings, advance payments, and retention payables on a monthly basis. 2. Financial Tracking & Cost Control Monitor project actuals against approved capital expenditures and operating budgets for land holdings. Analyze project variances, cost overruns, and cash flow forecasts to provide timely warnings to project managers and the CFO. Review and verify contractor invoices, land purchase installment agreements, and supplier payment applications prior to approval. 3. Tax Compliance & Regulatory Filings (Myanmar Context) Compute, prepare, and ensure timely filing of applicable Myanmar taxes related to land transactions, including Commercial Tax (CT), Withholding Tax (WHT), and Stamp Duty / Capital Gains Tax calculations. Liaise with internal legal counsel, external auditors, and local tax authorities (IRD) regarding property tax assessments and land transfer tax obligations. Maintain verified, audit-ready supporting documentation (e.g., Form 7, Form 10, land Grant documents, tax receipts) for all land assets. 4. Financial Reporting & Treasury Support Prepare month-end and year-end financial statement schedules for real estate and land project entities. Monitor cash requirements for land installment schedules and prepare weekly treasury/cash flow projections for project disbursements. Support internal and external statutory audits by preparing detailed schedules, reconciliations, and compliance reports.
Lead community outreach activities under the guidance of the Branch Manager to promote the Company's loan products and financial services within the assigned service areas. Conduct marketing activities in assigned communities by distributing promotional materials (flyers) and collecting potential customers' contact information to generate qualified sales leads. Display and maintain Company-approved promotional materials, including posters and stickers, at appropriate public locations, commercial buildings, residential areas, apartments, and condominiums to increase brand awareness. Ensure complete and accurate collection of customer information and supporting documents for both existing borrowers and new loan applicants in accordance with the Company's policies and procedures. Supervise, coach, and monitor team members to ensure customer information and required documentation are collected accurately and completely. Ensure all customer information, loan application details, and supporting records are accurately entered into the Company's Core Banking System within the required timelines. Monitor and verify data entry performed by team members to ensure accuracy, completeness, and compliance with Company standards. Conduct detailed assessments of customers' business operations, financial conditions, and loan applications in accordance with the Company's credit policies, lending guidelines, and operating procedures. Provide coaching and technical guidance to team members to ensure proper credit assessment, customer evaluation, and loan recommendation processes. Perform field investigations and collect relevant information to evaluate customers' business activities, cash flow, repayment capacity, and overall creditworthiness, and recommend appropriate loan amounts based on credit assessment findings. Supervise and support team members in conducting field investigations, customer interviews, and loan assessment activities to ensure compliance with established credit policies and procedures. Ensure timely and effective loan repayment collection by implementing the Company's collection policies and maintaining portfolio quality within assigned areas. Monitor, coach, and support team members to achieve collection targets while ensuring compliance with the Company's collection procedures and customer service standards. Prepare and submit daily operational reports, sales activities, portfolio performance, collection updates, and other required reports to the Branch Manager or immediate supervisor in a timely and accurate manner. Perform any other duties and responsibilities assigned by the Branch Manager, Senior Management, or the Company to support overall business operations.