ROLE PURPOSE
Corporate Senior Officer/Manager (Credit Risk Analyst) will be primarily analyzing credit proposals for new and existing clients in accordance with financial performance to alleviate Financial Risk and monitoring of repayment capacities and capabilities. In addition, Senior Officer/Manager will assist in the preparation of weekly and monthly reports, perform ongoing analysis, and complete other duties as assigned.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• This is a key strategic role in the credit risk team accountable for optimizing credit risk of a diversified portfolio of Myanmar’s leading customers who are the banks’ Corporate customer segments.
• Primarily accountable for credit risk assessment, decision, or recommendation for Corporate Banking in line with the banks’ risk appetite, credit policy, and banking regulations.
• Partner product and relationship teams to optimize credit structuring to support customer’s requirements while mitigating key risks
• Support implementing and managing policy, guidelines, and procedures to enhance business credit decisions, ensure early identification and management of credit stress/concentrations and optimize the risk-reward of the portfolio.
• Support execution of Yoma Bank’s vision to build a better Myanmar.
• The successful candidate will be accountable for supporting the training and development of more junior credit resources.
• Perform any additional tasks as required.

QUALIFICATIONS REQUIRED

Knowledge & Skills

• Consistently work on various projects, self-reliantly, and achieved required objectives with limited supervision.
• Ability to work within a team environment, interact with peers and management within the bank as well as with the other departments

Education & Special Training

• University degree in Accounting / Finance / Economics / Engineering or otherwise quantitative field.

Experience

• Minimum 3 years of work experience conducting in Analysis/underwriting of commercial loans
• Candidates with less experience may be considered for the role of Assistant Manager.

Languages

• Excellent verbal and written communication skills besides strong analytical, problem-solving, and presentation skills.
• Proficiency in English Presentation and Communication is required.