ROLE PURPOSE The role holder is responsible for Compliance and Regulatory Obligation of IB Operation and track the actions taken on regulatory requirements and Foreign Exchange Management Laws and Regulation issued by Central Bank of Myanmar and other instructions from regulators. Responsible for review and preparing of official letter for reporting to regulator and Monitoring and track timely reporting to regulator. Processing CBM FxDIS, FEMS, daily CBM reporting and other duties as assigned by superiors. Key RESPONSIBILITIES Review and monitor daily incoming and outgoing transactions of IB and Trade Operations by understanding the compliance of regulatory requirement by Central Bank of Myanmar (CBM) and SOP of IB and Trade Operations. Prepare official letters to Regulatory Bodies and track the timely submission of reports to CBM. Track the pending letters that are yet to receive approval from CBM. To understand the changes and updates in instructions, directives issued by CBM and imply the changes in daily BAUs. Process and monitor AML check and Sanction Screening. Check and submit daily FIU reports to Compliance Division. Prepare and check for daily, weekly, and monthly reports to CBM and prepare ad-hoc basic reports to CBM as required in a timely manner with accuracy. Check and verify the accuracy of reports recorded in CBM reporting software FxDIS, FEMS and other CBM reporting tools. Perform other duties as assigned from time to time. Guide and assist, if needed, junior members in performing their tasks to ensure consistent understanding and ability to perform tasks. Flexible and available for a regular work and non-regular work (evenings and weekends) schedule as needed.
ROLE PURPOSE ငွေကြေးပိုင်းဆိုင်ရာလုပ်ငန်း၊ Internal & External Customers အသုံးပြုလိုသည့် ဝန်ဆောင်မှု့များအား သက်ဆိုင်ရာဌာနအသီးသီးသို့ ချိတ်ဆက်ပေး၍ အကောင်းဆုံးဝန်ဆောင်မှု့ပေးရန်။ JOB RESPONSIBILITIES ဘဏ်ခွဲများ၏ Cash Operations လုပ်ငန်းစဉ်ချောမွေ့စေရန် ဆောင်ရွက်ရာတွင် အကျိုးထိရောက်မှု ရှိစေရန် အချိန်နှင့် တပြေးညီဆောင်ရွက်နိုင်ရန်။ ငွေကြေးများကို ကိုင်တွယ်စစ်ဆေးခြင်းနှင့် ဒုတိယအကြိမ် ထမ်မံစစ်ဆေးခြင်းများကို ဆောင်ရွက်ရန်။ Yoma Bank ၏ Cash SOP ၊ Instructionများနှင့် အညီ သက်ဆိုင်ရာ Banking System နှင့် Cash process များကို သင်ယူလွယ်သူ၊ကောင်းမွန်စွာ ဆောင်ရွက်နိုင်သူဖြစ်ရမည်။ ငွေကြေးနှင့်ပက်သတ်သော ဘောင်ချာများကို လက်ရေးရှင်းလင်းပြတ်သားစွာဖြင့် တိကျမှန်ကန်စွာမှတ်တမ်းတင်ရန်၊ ငွေကြေးနှင့်ပတ်သက်သော စာရွက်စာတမ်းများ၊ နေ့စဉ်စာရင်းပိတ်ဆောင်ရွက်ချက်များကို EODနှင့် အညီဆောင်ရွက်ရန်။ ATM ငွေဖြည့်ခြင်း၊ထုတ်ယူခြင်းများကို ATM SOPနှင့်အညီ ဆောင်ရွက်ရာတွင် အရာရှိအား လိုက်ပါကူညီဆောင်ရွက်ရန်။ ငွေကြေးကောက်ခံမှုများတွင် အရာရှိနှင့် အတူ လိုက်ပါကူညီဆောင်ရွက်ရန်။ ရုံးပိတ်ရက်များအတွင်း လုပ်ငန်းလိုအပ်ချက်အရ အချိန်ပို နှင့် နယ်သို့ ညအိပ်ညနေ ခရီးထွက်ရခြင်းများ ရှိနိုင်ပါသဖြင့် လုပ်ကိုင်နိုင်သောသူဖြစ်ရပါမည်။
ROLE PURPOSE The Cash Operations Department is looking for a Team lead (MTO) to manage and oversee all vehicle-related tasks that support cash operations. This includes making sure vehicles are safe, available, well maintained, and used properly for daily cash transport. This role will help ensure cash services run smoothly and on time. JOB RESPONSIBILITIES Managing and overseeing vehicle travel schedules and arrangements. Supervising and managing vehicle maintenance operations. Investigating and resolving vehicle-related incidents. Handling vehicle insurance matters and maintaining up-to-date vehicles registrations. Reviewing and verifying the travel schedule records and reports. Assist in planning and optimizing vehicle routes to improve efficiency and reduce costs.
ROLE PURPOSE The Internal Audit Senior Associate will provide direct support to the Internal Audit Vice President in the day-to-day execution of internal audit activities and in undertaking the assigned audit projects in accordance with the Department’s audit plans. JOB RESPONSIBILITIES Conducts audit assignments successfully from beginning to end by following test steps from audit programs. Works with the Internal Audit Vice President in preparing audit working papers (Process flowcharts, Walkthrough test and Other required audit documentations) of business processes and functional areas in accordance with standards and requirements. Reviews compliance with existing rules and regulations issued by Regulatory Bodies. Reviews existing internal policies and procedures to assess the adequacy, efficiency, and completeness of controls. Tests internal controls and data, identifies and communicates control gaps, control design deficiencies, process improvement opportunities in a timely and organized manner. Prepares clear, concise audit documentation based on audit findings derived from and supported by the audit work papers. Performs follow up activities to assess the adequacy of the corrective action taken for audit findings, and deficiencies. Perform the assigned tasks with minimum supervision. Assists in the undertaking of branch audit and surprise cash audits as required. Assists in the follow-up of management's responses to audit recommendation. Other duties, as assigned
ROLE PURPOSE The FX Dealer Officer is responsible for supporting the execution of foreign exchange transactions, providing exchange rates to relevant department, processing interbank and CBM deals under supervision, and ensuring accurate and timely deal execution in compliance with internal policies. The officer role assists in daily FX operations, customer communication, and reporting to support efficient foreign exchange activities. KEY RESPONSIBILITIES CBM allocation deals-Assist in daily FX transactions with CBM and customers. Prepare the required documents for submission to CBM for FX transactions. Support the exchange rates of share to RMs and the relevant department. Prepare and submit regulatory reports and correspondence related to FX allocation transactions, and review, verify, and report FX transaction details to regulatory department in a timely and accurate manner. Ensure compliance with the CBM instructions, internal policies and procedures. Keep and record the daily FX activities and transactions and reconcile with the related departments. Maintain strong relationships with the RM and the customer. Assist to Vice president to perform the allocated FX dealing List the FX transactions history to develop and further processing.
ROLE PURPOSE FX Dealer is responsible for executing and managing foreign exchange transactions, providing competitive rates to clients, engaging in interbank and CBM dealings, and ensuring compliance with regulatory and internal policies. The role reports daily rate setting, customer communication, and accurate deal execution to optimize profitability and manage currency risk. KEY RESPONSIBILITIES Nostro Management Check out the information from other departments regarding the outgoing fund and usage as per business requirement. Entry in Opics system buy/sell (same & cross) FX (USD/SGD/CNY/THB etc.) Transfer nostro balance to necessary banks for TT and LC obligations. FX Report Reporting FX updates, blotters, and nostro balance to relevant departments. Collecting financial documents from the branches by email and sharing them to the respective departments. Mail to relevant departments for Money Changer rates and online trading platforms data. Provide Migrant payment and utilized report to CBM matching with relevant departments. FX Spot Interbank Dealing Contact other banks for interbank FX spot deals. Share and confirm rates (via Refinitiv, email, etc.) Entry Opics deal and notify Treasury Operations for transaction completion and SWIFT settlement coordination. FX Forward & Swap Dealing (Customer & Interbank) Review rates for various tenors and conduct trades. Prepare FX Master Agreements, Risk Disclosure, and trade confirmations. Perform deal entries, settlements, and CBM reporting. Respond to CBM inquiries related to FX Forward and Swap deals. OTHER RESPONSIBILITIES Develop and maintain strong relationships and collaboration with the business of RMs and other bank dealers. Provide inter-bank dealings, SWIFT messages, and deal tickets for reporting purposes and assist in interbank FX dealing with the other banks.
Role Purpose To support the Bank's portfolio planning and growth strategy through the development and review of the Asset Writing Strategy (AWS), portfolio monitoring, and credit risk analytics. The role provides portfolio insights and management reporting for Senior Management and the Board, while supporting credit governance through policy development, review, and regulatory compliance activities. Key Responsibilities Credit Governance & Policy Support Support the review and periodic update of Credit Policies, Guidelines, SOPs, and Instructions to ensure alignment with regulatory requirements and internal standards. Coordinate policy review activities, stakeholder consultations, approval processes, and implementation of approved policy changes. Monitor regulatory developments and industry best practices and provide recommendations to strengthen the Bank's credit governance framework. Credit Risk Strategy & Portfolio Planning Support the development and review of the Bank’s Credit Risk Full Year Strategy and Quarterly Asset Writing Strategy (AWS) to ensure alignment with business objectives, risk appetite, and regulatory expectations. Perform industry, sector, geographic, and macroeconomic analyses to identify emerging risks, growth opportunities, and portfolio concentration exposures. Prepare portfolio performance insights and risk assessments for Senior Management and governance committees, while collaborating with Business, Risk, Finance, and other stakeholders to support informed decision-making and portfolio optimization. Portfolio Analytics & Management Reporting Monitor and analyze portfolio performance across products, customer segments, industries, and branches through portfolio analytics, including vintage analysis, delinquency migration, NPL monitoring, roll-rate analysis, and early warning indicator tracking. Develop and maintain portfolio dashboards, management information, and analytical reports, and assess portfolio performance against approved risk appetite metrics, concentration limits, and strategic targets.
ROLE PURPOSE The Credit Risk Manager (VP) will be primarily responsible for analysing credit proposals for both new and existing clients, in accordance with financial performance metrics, to mitigate or avoid potential risks that may be incurred. This includes assessing clients' repayment capacities and overall financial capabilities. JOB RESPONSIBILITIES Credit Risk Assessment and Decision-Making : Primarily accountable for credit risk assessment, decision-making, or recommendation for Corporate Banking in alignment with the bank’s risk appetite, credit policy, and banking regulations. Analyze and identify potential risks related to credit, financial, and market conditions, while considering potential opportunities. Conduct physical on-site verifications on a case-by-case basis, as required. Consolidate risk assessment findings and submit timely recommendations to the approving authority. Review and ensure the accuracy and quality of approval letters and other documentation prepared by team members. Ensure that credit-related items and supporting documentation are filed accurately within the respective document management systems. Present and make recommendations to the Executive Credit Committee, reflecting the high profile and strategic impact of the role. Collaborative Credit Structuring : Partner with product and relationship teams to optimize credit structuring to meet customer requirements while mitigating key risks. Review and assess credit reports, and other product portfolio documents in alignment with Yoma Bank’s credit policy standards and relevant systems or databases. Maintain strong working relationships with stakeholders throughout the credit value chain. Support the development and management of policies, guidelines, and procedures to enhance credit decisions, ensure early identification of credit stress or concentrations, and optimize the risk-reward profile of the portfolio. Credit Reporting : Consolidate risk assessment findings and submit timely recommendations to the approving authority. Review and ensure the accuracy and quality of approval letters and other documentation prepared by team members. Support Bank Objectives & Team : Assist in achieving Yoma Bank’s long-term and short-term strategic goals. Provide support for training and development of junior team members within the credit function. Perform additional assignments as necessary.
ROLE PURPOSE To support the credit risk function by conducting thorough risk assessments of corporate loan proposals, identifying key credit risks, and ensuring alignment with the bank’s risk appetite and credit policy. The role plays a critical part in maintaining the quality of the corporate loan portfolio by providing objective analysis, recommending appropriate risk mitigants, and assisting in the formulation of credit opinions for informed decision-making. KEY RESPONSIBILITIES Manage and review credit requests from Corporate Banking and MFI teams, ensuring timely and effective credit assessment in line with Yoma Bank’s credit policies and AWS. Review and assess credit applications, credit reports and other product portfolio documents in alignment with Yoma Bank’s credit policy standards and AWS. Analyze and identify potential risks related to credit, financial, and market conditions, whilst considering the opportunities. Conduct physical on-site verifications on a case-by-case basis as required. Maintain a strong working relationship with the stakeholders throughout the credit value chain. Consolidate the risk assessment findings and submit a recommendation to the approving authority (including ECC level files) in a timely manner. Prepare credit approval letters with quality and accuracy. Engage with the frontline and ensure that approval conditions are managed appropriately. Coordinate with Relationship Managers (RMs) to receive and verify required credit decision documents as pre-disbursement conditions and provide confirmation to the CRD Documentation Team for further processing. Ensure that credit related items and other related documentation are filed in the respective document management systems. Periodical update of the credit file processing pipelines, pending list and other departmental reporting instruments. Documents Control and ECC File Submission & Presentation Review and coordinate ECC file submission to ensure completeness and alignment before presenting to ECC. Present credit proposals during ECC meetings and record key discussions, decisions, and action points. Prepare, review, and finalize ECC meeting minutes in coordination with relevant stakeholders. Circulate approved ECC minutes to relevant departments and maintain proper records in designated storage systems. Industry Updates, Regulatory Monitoring & Stakeholder Support Monitor economic, market, and industry updates to gather relevant information supporting credit assessment and risk management. Review and assess the impact of new laws, regulations, and regulatory changes on credit customers and loan portfolios. Support the Recovery & Collection team by providing relevant information and documentation for corporate credit matters.