- Identify and assess financial risks across the bank’s portfolios, including credit, market, liquidity, and interest rate risks.

- Develop and maintain risk models, scenario analysis, and stress testing tools to measure exposure and inform decision-making.

- Prepare regular risk reports for the board integrated risk and compliance committee, senior management and regulators (CBM).

- Monitor compliance with internal risk limits and external regulatory requirements.

- Collaborate with business units to assess new products, strategies, and business initiatives from a risk perspective.

- Assist in the enhancement and implementation of the bank’s Risk Appetite Framework and ICAAP (Internal Capital Adequacy Assessment Process).

- Contribute to risk policy development and review, ensuring alignment with best practices and CBM directives.

- Support external/internal audits and regulatory examinations related to risk functions.

- Participate in risk-related projects, such as system upgrades or risk data initiatives.

- Stay informed of developments in the banking industry, financial markets, and regulatory landscape.

- Bachelor’s degree in finance, Economics, Accounting, Risk Management, or a related field. Master’s degree or professional certification (e.g., FRM, CFA) is an advantage.

- Minimum of 2-3 years of experience in banking or financial services, preferably in risk management, credit analysis, or treasury.

- Strong analytical and quantitative skills, with the ability to interpret complex financial data.

- Familiarity with Central Bank of Myanmar (CBM) regulations, Basel principles, and risk management frameworks.

- Proficiency in Microsoft Excel and other data analysis tools (experience with SQL, R, or Python is a plus).

- Good communication and report writing skills in both English and Myanmar.

- Strong organizational skills and attention to detail.