Reports to: Branch Manager and Head of Operation Department Department: Branch Office Location: Branch Office (Yankin) Duties & Responsibilities: Credit Control, Management & Risk Credit Control - Consolidate and control loan disbursement to be compliance with credit policy and procedure of Hayman Capital’s credit purpose. - Responsible for checking loan proposals from Loans Officers and submit them to competent superior for approval. - Need to lead and control the interest rate calculation, repayment method, collateral analysis, and loan forms filling up. - Need to make sure there has no fraud for analyzing loan assessment, also manage how to take defensive measures and to avoid serious problems. - Controlling the arrangement of documents relating with credit, loan collection and managing credit for taking urgent actions. - Participation in Promotion - Need to participate in analyzing market demands for sales at the right target and for promotion in order to make customers know that all products and services of Hayman Capital. Loan Disbursement - Checking the loan assessments and observing client’s background and character for ensuring the clients have full repayment capacities. - Need to control all the Loan Officers should not offer loan to customers who are doing illegal business or participate. Loan Collection - Monitoring the credit report every day and evaluate the balance of portfolio at risk and the trend of credit quality. - Control and organize the customers’ payment in arrears on time to time. Need to manage and resolving problems on time if any customers are found failure on payment or violation the contracts. - Make sure all the Loan Officers are not involving for making any contract which is not their authorities. Loan Recovery - Organize and lead to the recovery of default loan as the plan or as accepted by the superior and organize the loan recovery by doing the best in compliance with the Hayman Capital’s operating manual and procedures. Staff’s Capacities Building - Need to educate Loan Officers about the credit operating manual, procedures, credit disciplines, laws and regulations. Other Tasks - Perform other duties as assigned or required by direct manager. - Responsible for solving problems in duty and immediately report to direct manager about the problems for solutions.
Bago Division
28 Feb 2024
Monitor the Visitor / Vehicle In –Out record and Staffs’ attendance report to Branch Manager and Administrative Manager; Office management to ensure every office figure is well maintained, good hygiene and strong safety; Liaison with government ministries, departments and other organizational concerned for administrative matters as required; Control needs for all necessary office equipment and supplies including stationeries, forms and other necessities and arrange for refill; Track payments of regular services (such as telephone, internet and other utilities) to ensure timely payments are made; Record internal system flow, procedures, other necessary information related to admin and monthly report are to be sent to Administrative Manager; Undertake duties reasonably assigned by Branch Manager; Greet and serve customers such as welcome, explain-respond the issues with customers such as about the Hayman Capital’s products and assist in filling necessaries documents. Understand the needs and customer behaviors in order to develop better processing. Facilitate and provide information for relevant specialized units properly and on time.
Magway Division
20 Feb 2024
Main Responsibilities • အသင်းသားများ နှင့် အပြန်အလှန် ယုံကြည်မှုတည်ဆောက်ပြီး ၎င်းတို့လိုအပ်ချက်ပေါ်မူတည်၍ သက်ဆိုင်ရာ ထုတ်ကုန်များကို ဝန်ဆောင်မှုပေးရမည်။ • ဈေးကွက် ဖော်ထုတ်ခြင်း၊ ချေးငွေနှင့် ဆက်စပ်လျက်ရှိသော ဝန်ဆောင်မှုများကို သုံးစွဲသူထံသို့ ရောက်ရှိအောင် စွမ်းဆောင်နိုင်ရမည်။ • မှန်ကန်သော ချေးငွေများဖြစ်ပေါ်စေရန်အတွက် ကွင်းဆင်းစစ်ဆေးခြင်း၊ ချေးငွေ အကဲဖြတ်ခြင်းများအားဆောင်ရွက်ရမည်။ • စုငွေနှင့် ပတ်သတ်သော ထုတ်ကုန်များကို အသင်းသားများထံသို့ ရှင်းပြခြင်း၊ ဈေးကွက်တိုးချဲ့ခြင်း၊ စုငွေလက်ခံခြင်းတို့ကို ဆောင်ရွက်ရမည်။ • ချေးငွေ ထုတ်ချေးခြင်း၊ မိမိတာဝန်ယူထားသည့်အဖွဲ့များမှ ချေးငွေပေးဆပ်ရန် ပျက်ကွက်ခဲ့ပါက အချိန်မီပြန်လည်ရယူရန် ဆောင်ရွက်ခြင်းနှင့် သက်ဆိုင်သောလုပ်ငန်းမျာကို ဆောင်ရွက်နိုင်ရမည်။ • လုပ်ငန်း၏ တိုးတက်မှုဖြစ်စဉ်များကို သက်ဆိုင်ရာအရာရှိထံ သတင်းပေးပို့နိုင်ရမည်။ • ချေးငွေ ဆုံးရှုံးမှုနည်းပါးအောင် ဆောင်ရွက်နိုင်ရမည်။