တိုင်ကြားမှု အောင်မြင်ပါသည်

Responsible for coordinating and managing the departmental budgeting process, monitoring budget utilization, analyzing financial performance, and preparing management reports for the Product Development Department. The role will work closely with Finance & Accounts and relevant business units to ensure effective budget control, accurate financial reporting, and alignment with the Bank's financial objectives.

Key Responsibilities

1. Departmental Budget Management

   • Coordinate and prepare annual departmental budgets in collaboration with the Product Development Department and Finance & Accounts Department.

   • Monitor monthly budget utilization and track actual expenses against approved budgets.

   • Review and analyze budget variances, identify key cost drivers, and provide explanations and recommendations.

   • Coordinate budget adjustments, reallocations, and additional budget requests in line with the Bank's budget policies.

   • Support consolidated budget planning and long-term financial forecasting.

2. Financial Performance Analysis & Reporting

   • Prepare monthly performance analysis reports, including Card Performance Analysis, Product P&L Analysis, and NPL summaries, as assigned.

   • Review monthly Fee Income Analysis and Variance Analysis reports.

   • Analyze product financial performance, revenue contributions, expenses, profitability, and key performance indicators (KPIs).

   • Identify financial trends, performance gaps, and areas for improvement.

3. Management & BOD Reporting

   • Prepare monthly Board of Directors (BOD) reports, including presentation slides and detailed analysis of key variances against the approved budget.

   • Consolidate financial and operational information from relevant departments for management reporting.

   • Ensure the accuracy, completeness, and timely submission of reports.

4. Finance Coordination & Stakeholder Management

   • Work closely with Finance & Accounts to review budget allocations, actual expenditures, financial records, and budget utilization.

   • Coordinate with Product Development and other relevant departments to collect, validate, and clarify financial information.

   • Follow up on budget spending, outstanding items, and financial reporting requirements.

5. Ad-hoc Analysis & Project Support

   • Support financial analysis, feasibility assessments, and business cases for new product development and initiatives.

   • Perform ad-hoc financial analysis, reporting, and special projects as assigned by management.

   • Recommend improvements to budget monitoring, reporting processes, and financial controls.

• Any Graduate 

• Professional qualifications such as Accounting and Financial certifications will be an advantage.

• Minimum 3–5 years of relevant experience in Budget Planning, Financial Analysis, Management Reporting, or Finance & Accounting.

• Experience in departmental budget preparation, budget monitoring, and variance analysis.

• Experience in preparing financial performance reports and management presentations.

• Banking or financial institution experience, particularly in product financial analysis, card business, or digital banking, will be an advantage.

• Experience coordinating with Finance & Accounts and business departments.

• Advanced Microsoft Excel skills, including financial analysis and reporting.

• Proficiency in Microsoft PowerPoint for preparing management and BOD presentation slides.

• Knowledge of banking products, card business, fee income, and NPL analysis will be an advantage.