ROLE PURPOSE 

The Associate/ Senior Associate will primarily be responsible for verifying documentation before the disbursement of loans and making necessary updates in the core banking system. Furthermore, the extension process, based on the loan period, involves the collection of documents, preparation of contracts, rechecking signed documents, ensuring necessary fees are deducted according to the loan products, and finally, updating data in FBE (the core banking system). Additionally, this role involves ensuring that all loan processes are executed in accordance with established Standard Operating Procedures, thus complying with the Bank’s Credit Policy regulations.  

KEY RESPONSIBILITIES 

• Carefully examine loan applications and supporting documents to ensure they meet all necessary requirements and comply with bank policies.  
• Input loan specifications into the bank's core banking system (FBE).  
• Ensure all necessary insurance premiums and other deductions are made.  
• Draft and prepare loan contracts based on the specific loan product and approved by the authority.  
• Work closely with other departments (e.g., Branches, Legal team, Business team) to ensure a smooth and efficient loan processing workflow. 

Knowledge & Skills    

• Must be an effective team player who can communicate and collaborate efficiently with team members.  
• Must possess strong communication skills. 
• Should maintain good relationships with all stakeholders.  
• Should ensure all tasks are completed within specified timeframes.  
• Must take responsibility for completing work efficiently and effectively within the given period.  
• Must understand the importance and value of each task.  
• Should have problem-solving and negotiation skills.

Education & Special Training 

• University degree in any field. 

• Comprehensive understanding of bank lending processes. 

•  Proficient in Excel, Microsoft Word, and email communication.  

•  Strong written communication skills in both English and Burmese.

Experience 

• Minimum 2 years of knowledge in related fields.  

• It would be preferable if the officer had knowledge of banking and related fields. 

• It would be preferable if the officer had experience in banking and related fields. 

Languages 

• Burmese  

• Fair English