Responsibilities:

• Preparing credit assessment for credit proposals submitted, including but not limited to macro-economic risk analysis, industry risk analysis, business risk analysis, financial risk analysis, management risk analysis, facility structure analysis, collateral risk analysis, etc.
• Reporting regularly the risk monitoring results and material credit issues to the head of credit risk
• Making sure the bank’s credit policies and external regulatory requirements are strictly adhered in credit approval process and daily risk monitoring
• Monitoring and following up credit risk of a portfolio of trade finance customers, corporate customers and SME customers as well as retail customers, and proposing remedial actions when risk signals are identified
• Assisting the head of credit risk in developing and performing the Bank’s overall credit risk management plan, policies and procedures
• Evaluating the regulatory capital requirement for new business and new products to determine the capital calculation method
• Monitoring the internal rating process and facilitating its enhancement
• Establishing and updating credit policies in the areas of customer due diligence, assessments, credit approval and post approval credit control
• Representing the department in cross-functional task forces

Skills Required:

• Detailed oriented thinking, problem-solving and multi-tasking skills
• Excellent communication skills to work with different functions of the bank
• Ability to work under stressful environment
• Strong analytical, modelling and financial reporting skills
• Management and coaching experience

Qualification Required:

• At least a good bachelor degree in finance, accounting, economics or business management from recognized institutions is required
• Prior experience in credit risk management and financial analysis is preferred
• CPA, ACCA, CFA or FRM certifications are highly advantageous
• For entry or mid-level positions, those currently pursing ACCA or CPA will be considered
• Good understanding of various banking products and services.
• Strong computer skills especially Advanced Microsoft Excel and VBA
• Good verbal and written skills in English and Myanmar languages