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About KBZ Bank

Employer Details

  • Type: Direct Employer
  • Industry: Banking/ Insurance/ Microfinance
  • No. Employees: 10001 to 20000


No,53,Coner of Merchant Rd & Bo Soon Pat Rd,Pabedan Township,Yangon, Myanmar

What we do

KBZ Bank: A new generation of banking

For over two decades, KBZ Bank has been part of Myanmar’s growth story, working tirelessly to strengthen communities and institutions for the long term and to improve the quality of life for all. As Myanmar’s largest privately-owned bank, we represent more than 40 percent of both retail and commercial banking in the country, driving the success of the nation’s entrepreneurs, businesses, and communities. We safeguard the assets of over 1 million business customers across the country, providing support, guidance, and critical access to finance. Today, KBZ Bank is helping to fast-track Myanmar’s development in the digital age, embracing next-generation banking while pioneering new ways of financial inclusion.

We have seized the advantages of mobile-first technology in promoting financial inclusion and connecting our customers to the people, opportunities, and places that they value most. Through KBZPay, Myanmar’s fastest-growing mobile wallet with more than 9.1 million users, we have brought banking beyond our 500 branches and to even more communities. We are also transforming from the inside out, drawing on the latest technologies to work more efficiently and serve our customers better, while developing the bankers and leaders of the future.

Our purpose is to improve the quality of life in Myanmar by increasing access to financial products and services, thereby giving communities and businesses access to opportunities and a better quality of life.

KBZ Bank’s Talent Factory
KBZ Bank recognizes that the future of Myanmar – and its banking sector – lies in the hands of the next generation. That is why we take talent development across the organization seriously. From coders and digital bankers to thought leaders and future shapers, we equip our employees with world-class skills and future-ready tools.

Building the bank of the future
At KBZ Bank, we deploy agile management approaches in various aspects of how we work – including bringing people together on cross-functional projects to question the status quo and evolve better ways of working. This represents a break from a top-down approach, empowers our employees, and taps their insights in designing the bank of the future.

Personal Challenge
We put the emphasis on individual responsibility, opportunity, and autonomy. We encourage growth through continuous on-the-job development and a fast-paced environment that will stretch and build your expertise daily. We encourage our people to view their career as a journey; to think not about a vertical career ladder, but a long-term aspiration to broaden their exposure or deepen their skills over time. We would like to build the Bankers of Tomorrow for Myanmar!

Our workplace and culture

“ကမ္ဘောဇဘဏ်သည် တန်းတူညီမျှမှုရှိသော အလုပ်အကိုင်အခွင့်အလမ်းများဆိုင်ရာမူဝါဒကို စွဲကိုင်ကျင့်သုံးလျက်ရှိသည့်နည်းတူ လူပုဂ္ဂိုလ်တစ်ဦးတစ်ယောက်ချင်းစီတိုင်းအနေဖြင့် ၎င်းတို့၏လုပ်ငန်း စွမ်းဆောင်နိုင်မှုအပေါ်မူတည်၍ အပြည့်အဝပါဝင်နိုင်သော တန်းတူညီမျှသည့် အခွင့်အလမ်းများကို ဖန်တီးပေးနိုင်သည့် လုပ်ငန်းဝန်းကျင်တစ်ရပ်အား ဖော်ဆောင်နိုင်ရန် ကတိကဝတ်ပြုဆောင်ရွက်လျက် ရှိနေပါသည်။ လူနည်းစုများ၊ ကျား၊မ လိင်ဝိသေသခံယူမှု၊ တိမ်းညွတ်မှုအမျိုးမျိုးနှင့် မသန်စွမ်းဖြစ်မှုများအပါအဝင် မည်သည့်လူပုဂ္ဂိုလ်တစ်ဦးတစ်ယောက်ချင်းစီတိုင်းမဆို အကျုံးဝင်လျှောက်ထားနိုင်ပါသည်။"

"KBZ Bank is committed to providing equal opportunities and an enabling environment for all individuals to fully participate and reach their full potential while upholding an Equal Employment Opportunity Policy. Individuals from minority, diverse gender identities, and sexual orientations, as well as persons with disabilities are encouraged to apply."


Thant Zaw


The reason why I love KBZ Bank is that KBZ feels like my second home and my colleagues are all from very diverse backgrounds which keeps things interesting and gives me useful insights about people that I can apply to my work. Every day is challenging for me as I deal with customers with very different needs and backgrounds. Finding solutions to their problems gives me job satisfaction.

Soe Myat Myat Aung

Brand Communication Department

3 years seniority has earned me experience that money cannot buy. As we are responsible for all aspects of marketing the environment I work in is varied and dynamic - no two days are the same. One day I may be traveling on location behind the scenes organizing a launch, a photographic or TV shoot. The next day I might be in front of the camera as it's our ethos to use our own staff for models!

Ma Nay Nann Yi

Accounts Department

I've always wanted to work in the finance sector and working for the leading bank was my dream. I'm in the Accounts Department and at first I was nervous to recognize all the Account codes, but it got easier later because my colleagues and my seniors helped me like they were my own family so I'm lucky to have some great mentors here.Working for KBZ Bank has helped my confidence grow.

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All KBZ Bank Jobs
Responsible for accurate month end closing procedures with supporting schedules Checking double entry cash, shop cash, kbzpay and bank book in accounting software Prepare journal entries as accrual, prepaid, depreciation and other requirement Review Data entry from account payable & receivable team and posted Checking payments and acknowledgement on it Operation expenses of each shop and analysis for comparison Responsible for maintain fixed asset register and fixed asset process with Admin Department To Monitor Budgetary with Actual and analysis Collection Form-31 from suppliers and update in system Cash flow planning Prepare required Policy or procedure Intercompany Balance receivable/payment reconciliation Support internal/external audits by preparing information as and when requested Summit the advance CT return, Annual CT and IT Return to the tax office in time Printing & Filing Journal entries and maintain journal lists Involve in ground stock taking process Ensure the correct timing accounting entries provide to seniors Perform other duties as assigned by Senior Managers
This role is mainly responsible for monitoring and preparing the KBZPay transaction statements within the SLA by ensuring 100% accuracy and and maintaining daily reports for the Legal team. Monitor & handle daily transaction which are received from Legal team by meeting SLA Prepare transaction statements in accordance with the service parameters, policies and standard operations procedures (SOP) by ensuring zero error and in a timely manner Identify to be complete documents about collateral as per rules and regulations and procedure of the Bank. Need to liaise with Legal team for updated guidelines and internal teams as well if required Inform immediately the appropriate supervisor of any irregular issues or transactions Escalate to management for any challenges which will have impact to daily operations Accountable for the maintenance and updation of all transactional records Know the task scope and meet KPIs by ensuring quality compliance Flexible to work in shift assignments if required. Multi-tasking and time-management skills, with the ability to prioritise tasks. Help promote and maintain a positive company image
The Business Analyst is responsible to drive business growth through regular performance reporting, user and traffic analysis. This role will be in contact with cross-functional teams and technical liaison necessary for building dashboards and compiling relevant data for analysis. On the business end, Provide internal and external data insights on Mini App business opportunities and areas of improvement Analyze and report on team’s overall business performance such as revenue and reach On the traffic end, Conduct performance review of content regularly Analyze traffic funnels and target user behavior regularly Plan and review SEO optimization regularly Collaborate with marketing, business and different data teams to take relevant actions
Reporting to the Business Unit Head, the role holder is responsible to be a thought leader in 1) monitoring and optimising key performance matrixes of the business, 2) ideate, explore, drive non BAU initiatives, and 3) set product vision in accordaWork across the KBZPay Market to define turnkey business matrixes and track them accordingly Identify creative ways to optimise key business KPIs and performance measures to work together and implement initiatives other leadership members of the business unit Work with management and leadership teams to prioritize business needs, aid operational transparency and understand customer behaviour Explore high value potential initiatives to launch, nature and grow them to be part of the BAU Work closely with the commercial units and set product vision in accordance with platform scale up plans and strategic agendas Responsible for professional growth of the team and groom them to be thought leaders who can become the next generation of business leaders in and beyond the business unitnce with the overall strategy of the business
The role of the position holder will be lead team member, provide bank officer, support for the Bank’s financing activities with a focus on the Documentary Credit area and demonstrated leadership capabilities, including ability to organize to obtain an organization goals. The role holder is also responsible for performing day to day trade operations to achieve customer satisfaction while minimizing the occurrence of operational risks and monitor customer trade transactions, and report any exceptions to the supervisor. Check Export , Import, Bank Guarantee and Trade Financing application form and transactions which is comply with term and conditions Understand incoming and outgoing SWIFT message and manage SWIFT message series for Trade Finance products Check and approve reports relating to trade transactions with maker prepare by daily, monthly, yearly and occasionally Knowledgeable financing for trade products and understand credit facility process for trade products Manage ERS (Electronic Report System) and MACCS (Myanmar Automated Cargo Clearance System) for Trade Products Prepare regular reports and analysis for head of operation for effective monitoring and control. Monitor trade transactions, settlements and report any exceptions to concerned units report to Head of TFO and for the purpose of audit Manage Customers' inquires and complaints regarding to trade services and trade finance services. Develops talent within the team by coaching to achieve the defined goal Strong team skill and can manage stakeholder softly Need to perform as approver when the Assistant Manager absence Excellent Microsoft Excel and other skills more than low level (word, power point) Perform all the area of trade finance products as per Head of TFO instructions Perform authorizer/checker in trade finance financing operation process Check monthly outstanding trade finance transaction with physical file which is need to follow up customer or Relationship Manager Reconciles trade financing transaction with finance Dept: by daily basic Understand the characteristics of trade products and trade finance products
Reporting to Business Unit Head of KBZPay Market Business Unit, the role holder is responsible for customer acquisition, retention, and reactivation through branding & growth marketing initiatives. The role owner should be adept at translating our high-level strategic vision for the business into tactical goals and leading their execution. Role owner will work closely with the business unit head and other cross functional deputy business unit heads from Partnership and Strategy & Innovation teams. - Translate business vision for revenue, order, and customer growth into year-round actionable initiatives of customer acquisition and engagement - Strategic problem solver with the ability to formulate compelling vision and strategy and translate that to substantial roadmaps and results - Propose and own a marketing and customer engagement budget and optimise marketing expense while driving key matrixes - Manage a team of campaign managers, growth analysts, branding executives, and creative designers - Thought leadership in brand vision and brand management - Track and monitor key performance indicators to optimise performance and growth. - Strong knowledge base and experience developing or leading digital experiences, coupled with knowledge of the underlying digital commerce trends. - Highly developed communication and presentations skills with a superior ability to effectively communicate and present complex concepts and issues to leadership teams - Strong analytical skills with ability to work through complex concepts/data and present well thought-out, simple solutions - Product vision, product experience management, and product ownership of customer facing interfaces - Curiosity, a can-do attitude and the ability to learn quickly and thrive in a complex, dynamic environment
This role holder is responsible for evaluating, authorizing, or recommend approval of unsecured credit loans. Advise borrowers/branches on financial status and methods of payments Have a good understanding of lending procedures and customer service experience. Approve loans within specified limits and refer loan applications outside those limits to management for approval. Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. Review and update credit and loan files in the system. Work with junior underwriters to identify their submitted documents and to find ways of reaching to get the defined target. Prepare and submit daily and monthly Loan Approval reports to VCGMA.
Monitor and maintain the operational performance of the products and its services to ensure uptime, reliability, and scalability. Collaborate closely with cross-functional teams, including product development, customer support, and tech partners, to identify and address operational issues and implement solutions. Conduct regular audits and analyses of product operations to identify areas for improvement and optimization. Develop and maintain documentation and standard operating procedures (SOPs) to support efficient and effective product operations. Provide technical support and troubleshooting assistance to internal teams and external stakeholders, including customers and partners. Proactively identify potential risks and vulnerabilities in digital product operations and implement mitigation strategies. Participate in testing and deployment of new product features, enhancements, and updates, ensuring a seamless transition to production. Collaborate with product manager and development specialists to prioritize and implement operational improvements and feature requests based on user feedback and business requirements. Act as a subject matter expert on digital product operations, providing guidance and support to team members and stakeholders as needed. Assist in planning and executing system migration project and product launches, including coordinating marketing campaigns, training sales teams, and providing customer support. Communicate product updates, milestones, and key insights to internal stakeholders and external partners. Act as a primary point of contact for product-related inquiries.
Understanding the whole process of what you’re working on. Deliver Sketches, Wireframe, Hi-fidelity prototypes, and sometimes flowcharts. Design Layout, UI components, Icons, Simple Illustrations and photo editing. Systematically handoff design elements to the code development teams. Keep and update the Design library or System. Learn new things and combine with your creativity. Design and deliver wireframes, user stories, user journeys, and Hi-fi mockups optimized for a wide range of devices and interfaces. Identify design problems and find creative ways to solve UX problems (e.g. usability, findability) Make strategic design and user-experience decisions related to core, new, functions, and features. Take a user-centered design approach and rapidly test and iterate on user research datas. Communicate design ideas and prototypes to developers and business owners. Understand product specifications and user psychology Conduct concept and usability testing and gather feedback Create personas through user research and data Define the right interaction model and evaluate its success Learn user interaction and needs.
KBZ Bank Awards