Job Purpose

The purpose of this role is to implement the execution of organizational risk management framework regarding to risk and compliance management functions. It is a key role in overseeing company-wide risk management processes including credit risk, operational risk and relevant policy/governance, portfolio management, and regulatory and compliance risk.

Job Duties & Responsibilities

1. Overseeing and driving MFIs risk management, policies and procedures, risk metrics, reporting and compliance with applicable regulations and laws
2. Set the strategic risk management vision and deliver that strategy to the MAHA.
3. Review and develop the relevant risk policies and procedures, and approval authorities
4. Formulating/articulating a coherent risk appetite and quantify risk limits on different organizational activities
5. Developing and enhancing the risk framework for managing risks across the company and ensuring the processes are fit for their purpose.
6. Providing critical input as a part of senior management and the Executive Committee (Excom) and credibly challenging the management of current issues and the development and implementation of strategy.
7. Work with senior management team in obtaining risk mitigation funding and developing risk mitigation measures to address the company’s key risks and to monitor their effectiveness
8. Develop and champion the implementation of technologies and information systems to support risk management. Hiring and training team members to  support the development of the risk management team
9. CRO is responsible for supporting the Audit & Risk Committee (ARC) in its engagement with and implement appropriate risk reporting to the CEO, ARC Chairman and Board Committee.
10. Present and report ARC Chairman regarding with the Risk department’s issues, reports and updates
11. Communicate to key stakeholders regarding the risk profile of the business
12. Train the Risk team members to be ready for career advancement
13. Other duties assigned by the top management

Minimum Requirement

• Bachelor’s degree is minimum; Master’s degree in business administration or other advanced business degree preferred
• At least 10 years relevant working experiences in banking and financial institution – preferable some experience in risk management or credit functions.

Skills and Competencies

1. Strategic & Creative Thinking & Reporting
2.  Ability to provide proper management insight and reporting;
3. Stakeholders Management Skills
4. Effective Communication Skill
5. Analytical Skill
6. Decision Making and Problem-Solving Skills
7. People Development