Strategic Balance Sheet Oversight

• Lead the bank’s balance sheet management strategy, ensuring alignment with business growth, regulatory requirements, and risk appetite.
• Partner with Treasury, Finance, and Risk teams to manage balance sheet structure and optimize asset/liability mix.
• Provide insights and strategic advice to senior management and the Asset and Liability Committee (ALCO).

Capital and Liquidity Management

• Optimize capital allocation across the Bank to ensure effective use of capital and return enhancement.
• Oversee liquidity risk management, ensuring the institution meets internal and external liquidity coverage ratios (LCR) and net stable funding ratio (NSFR).
• Lead stress testing and scenario analysis related to capital and liquidity planning.

Asset & Liability Management (ALM)

• Oversee the bank’s Asset and Liability Management (ALM) framework, ensuring effective monitoring and control of interest rate risk, liquidity risk, and funding mismatches across the balance sheet."
• Lead the ALM process by analyzing asset and liability profiles, identifying structural risks, and implementing strategies to optimize net interest income and economic value of equity.
• Work closely with Treasury, Risk, and Finance teams to inform and support decision-making through robust ALM reporting and active participation in ALCO

Planning, Forecasting & Stress Testing

• Lead balance sheet forecasting, planning, and scenario modeling for budgeting, strategic planning, and stress testing.
• Support recovery and resolution planning (RRP) and regulatory stress tests.

Regulatory and Internal Reporting

• Ensure high-quality reporting on balance sheet metrics for ALCO, Board, regulators, and rating agencies.
• Stay up to date with regulatory developments and ensure full compliance with central bank and global banking rules.

• Bachelor’s degree in Finance, Economics, Accounting, or a related field. Master’s degree, CFA, or equivalent certification preferred.
• 10+ years of relevant experience in financial services, with at least 5 years in a senior balance sheet, treasury, or finance leadership role.
• Deep knowledge of banking balance sheet components, capital markets, regulatory frameworks, and ALM best practices.