ROLE PURPOSE 

The credit Associate will primarily be responsible for verifying documentation before the disbursement of loans and making necessary updates in the core banking system. Additionally, this role involves ensuring that all loan processes are executed in accordance with established Standard Operating Procedures (SOP) and also complying with the Bank’s Credit Policy regulations.  

JOB RESPONSIBILITIES 

• Carefully examine loan applications and supporting documents to ensure they meet all necessary requirements and comply with bank policies.  
• Input loan specifications into the bank's core banking system (FBE).  
• Ensure all necessary insurance premiums and other deductions are made.  
• Checking loan based on the specific loan product and approved by the authority.  
• After loan disbursements conditions, rescheduling process and checking pay fee collection.  
• Work closely with other departments (e.g., Branches, Legal team, Business team) to ensure a smooth and efficient loan processing workflow. 

QUALIFICATIONS REQUIRED  

Knowledge & Skills

Essential  

• Must be an effective team player who can communicate and collaborate efficiently with team members.  
• Ability to work within a team environment, interact with peers and management within the bank as well as with the other departments. 

Desirable 

• Maintain good relationships with all stakeholders.  

• Ensure all tasks are completed within specified timeframes.  

• Take responsibility for completing work efficiently and effectively within the given period.  

• Understand the importance and value of each task.  

• Have strong problem-solving and negotiation skills.

Education & Special Training

Essential  

• University degree in any field. 

Desirable 

• Comprehensive understanding of banking processes. 

•  Proficient in Excel, Microsoft Word, and email communication.  

•  Strong written communication skills in both English and Burmese. 

Experience

Essential   

• Minimum 2 years of knowledge in related fields.  

Desirable 

• Minimum 2 years of knowledge in operating loans disbursement. 

Languages 

Essential   

• Burmese 

• Fair English 

Desirable 

• Fluent in English speaking skills