This proposition plays a leadership role, overseeing the entire underwriting process and ensuring the company takes on profitable risks.

Main Responsibilities

• Review and assess proposal based on company guidelines and risk factors

• Analyze the proposal’s information, medical history to determine insurability and risk profile

• Develop and implement underwriting strategies aligned with the company’s risk management and financial goals

• Define clear underwriting guidelines and risk selection criteria

• Analyze underwriting data and reports to identify risk trends, profitability metrics, and area for improvement

• Make recommendations for product development or adjustments based on market demands and risk analysis

• Oversee the efficiency of the underwriting process, identifying bottlenecks and implementing improvements for faster turnarounds times

Other Responsibilities

• Maintain accurate and complete underwriting records for all processed proposals

• Stay updated on industry trends, regulatory changes, and emerging risks to adapt underwriting strategies and policies

• Liaise with internal and external stakeholders to ensure adherence to company rules and guidelines

• Lead and supervise a team of underwriters, delegating tasks and monitoring performance

• Facilitate required trainings as per Training and Development schedules

• Other related tasks assigned by Management

Experience

• Minimum 5 years working experience in the relevance field.

• In-depth knowledge of insurance products, underwriting principles, risk assessment methodologies and relevant industry regulations.

Competencies

• Leadership and management skills

• Stong analytical and problem-solving skills

• Excellent negotiation skills

• Excellent communication and interpersonal skills

• English Language

• Microsoft Office Environment

• Advance excel

Qualifications

• University Degree Business Management or any Business-related Degre