ROLE PURPOSE 

The Specialist of credit documentation will primarily be responsible for verifying contracts and related documentation for accuracy and completeness before the disbursement of loans and making necessary updates in the core banking system. Additionally, this role involves ensuring that all loan processes are executed in accordance with established Standard Operating Procedures (SOP), also complying with the Bank’s Credit Policy regulations.  

KEY RESPONSIBILITIES 

• Carefully examine loan applications and supporting documents to ensure they meet all necessary requirements and comply with bank policies. 
• Verify loan specifications in the bank's core banking system (FBE).  
• Verify the validity of collateral documents and ensure all necessary insurance premiums and other deductions are processed.  
• Verify the executed contracts based on specific conditions and tenure approved by the authority.  
• Follow up and monitor post loan disbursements conditions and escalation process for any overdue conditions. 
• Work closely with other departments (e.g., Branches, Legal team, Business team) to ensure a smooth and efficient loan processing workflow.
• Other ad-hoc tasks as assigned by the Team Lead. 

QUALIFICATIONS REQUIRED  

Knowledge & Skills 

• Must be an effective and proactive team leader who can communicate and collaborate efficiently with team members.  
• The ability to work within a team environment, interact with peers and management within the bank as well as with the other departments.
• Should maintain good relationships with all stakeholders.  
• Should ensure all tasks are completed within specified timeframes.  
• Must take responsibility for completing work efficiently and effectively within the given period.  
• Must understand the importance and value of each task.  
• Should have strong problem-solving and negotiation skills.

Education & Special Training     

• Bachelor’s degree in any field. 
• Proficient in Microsoft Suites (Excel, Word, PowerPoint etc..). 
• Comprehensive understanding of banking lending processes. 

Experience 

• Minimum 5 years of knowledge in operating corporate business loans. 

Languages 

• Ability to communicate in English (both verbal and written) is an advantage.
• Fluent in English speaking skills  is a plus.