SME Credit Underwriting Officer in Yangon

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SME Credit Underwriting Officer

(Credit Assessment Officer)

Myanmar Citizens Bank (MCB)

Kyauktada | Yangon

1 Post

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SME Credit Underwriting Officer

Myanmar Citizens Bank (MCB), Kyauktada | Yangon

Apply Here

SME Credit Underwriting Officer

Myanmar Citizens Bank (MCB)

Apply Here

SME Credit Underwriting Officer

(Credit Assessment Officer)

Myanmar Citizens Bank (MCB)

Myanmar - Yangon

Kyauktada | Yangon

1 Post

25 Aug 2026

Apply Here

Experience level

Experienced Non-Manager

Job Function

Finance, Accounting, Audit

Job Industry

Banking/ Insurance/ Microfinance

Min Education Level

Bachelor Degree

Job Type

Full Time

Job Description

A Big Opportunity for ...

Credit Appraisal: Review and analyze SME loan proposals according to existing policy, criteria and instruction before submission to the relevant approval authority as per the MCB process.
Financial Analysis: Review accuracy of financial information, liaise with relationship managers on any unclear or incomplete client information and analyze financial statements and bank statements.
Collateral Assessment: Assess the adequacy and enforceability of pledged assets. Liaise closely with the Bank's in-house Legal Team to fully understand the legal aspects impacting on the extension of credit and securing documentation.
Site Inspections: If needed, Monitoring onsite visit to Customer’s Business Premises with related RMs.
Risk Assessment: Identify key business, industry and management risks.
Compliance Check: Ensure alignment with Central Bank of Myanmar (CBM) directives.
Mitigation Design: Finding out credit risk and risk mitigation on each application. Propose structured risk solutions and loan covenants.
Portfolio Monitoring: Monitor delinquency and loss performance of loans frequently, ensuring loans acquired meet established performance benchmarks.
Presentation: Prepare for the presentation to get credit approval from the relevant Management authority, Executive Committee, Board Credit Committee and the Board of Directors.
Reporting: Prepare activity reports on number of accounts received, reviewed, approved and rejected.
Implement any other duties assigned by the Head/Team Lead, Credit Underwriting Department.

Open To

Male/Female

Job Requirements

Any degree with related experiences.
Minimum 2-3 years of experience in Banking – preferably underwriting
Good understanding of Customer Acquisition and Credit Underwriting
Ability to work efficiently in a matrix environment and able to work under pressure.
Strong communication and presentation skills.
Must be Digital-oriented and excellent computer skills.

What we can offer

Benefits

Ferry Provided
Reward over performance

Highlights

Fun Working Environment
Join an experienced team

Career Opportunities

Training provided
Learn new skills on the job
Promotion opportunities
Management potentials

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