Location:       Country Head Office

Report to:     Managing Director

Major responsibilities

• Lead the preparation of the Quarterly Risk Report, covering credit, operational, liquidity, compliance, strategic, and market risks within the MFI sector.
• Prepare quarterly risk report/PPT for the Board meeting and support Managing Director for the risk reports matters.
• Prepare and submit Reports to BRAC International and other required risk reports to the International Risk Management Division in a timely and accurate manner.
• Analyze emerging risks and recommend risk mitigation strategies to senior management.
• Coordinate with department heads for their respective risk reports and support the mitigation strategy preparation and follow up the mitigation plan accordingly.
• Manage the Anti–Money Laundering (AML) and Combating Terrorism Financing (CFT) compliance, and report to regulators (FRD) as timely manner.
• Ensure all Microfinance operations comply with national Anti–Money Laundering (AML) laws and regulations issued by the Financial Regulatory Department.
• Provide guidance and training to relevant teams to strengthen Risk and Compliance awareness across the institution.
• Monitor regulatory changes and assess their impact on organizational processes and report to Management Team.
• Oversee branch-level risk exposures and ensure operational performance aligns with internal circulars, policies, and procedures.
• Supervise and support the Microfinance Monitoring Team to ensure accurate, timely submission of branch-wise monitoring reports and monthly consolidated reports on credit and operational risk.
• Review branch Monitoring Reports submitted by Monitoring Officers and provide key insights and recommendations to the Management team members and Managing Director.
• Supervise and review the development of Monitoring Action Plans and Special Case Reports, ensuring effective follow-up and resolution of identified issues.
• Supervise the team, visit field for branch monitoring support for the quality team work and guide the team for better performance measures.

Competency

• Minimum 5 years of experience in risk management or compliance, preferably
• in the Microfinance or financial services sector.
• Strong knowledge of AML regulations and financial regulatory frameworks.
• Proven experience leading teams, conducting risk assessments, and preparing  regulatory reports.
• Excellent analytical, communication, and problem-solving skills.
• High attention to detail with the ability to manage multiple priorities under tight deadlines
• Strong leadership and people management skills
• Risk assessment and mitigation expertise
• Regulatory compliance and AML knowledge
• Report writing and analytical skills
• Decision-making and strategic thinking
• Ability to work cross-functionally and collaboratively