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Credit Underwriting - Commercial Banking

Yoma Bank
Thanlyin | Yangon
  1 Post
Verified This Job has been Verified as
Real by the Company.
This Job has been Verified as
Real by the Company.
2 day(s) ago
Recruiter active1 hour ago This Company is Actively
Hiring. Your CV will be Sent
Directly to the Company.
This Company is Actively
Hiring. Your CV will be Sent
Directly to the Company.
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Credit Underwriting - Commercial Banking
Yoma Bank, Thanlyin | Yangon

Credit Underwriting - Commercial Banking

Yoma Bank

Credit Underwriting - Commercial Banking

Yoma Bank
Recruiter active1 hour ago This Company is Actively
Hiring. Your CV will be Sent
Directly to the Company.
This Company is Actively
Hiring. Your CV will be Sent
Directly to the Company.
Myanmar - Yangon
Verified This Job has been Verified as
Real by the Company.

Experience level

Experienced Non-Manager

Job Function

Legal, Risk and Compliance

Job Industry

Banking/ Insurance/ Microfinance

Min Education Level

Bachelor Degree

Job Type

Full Time

Job Description

A Great Opportunity for ...

Credit Proposal Preparation & Underwriting

  • Support in structuring and preparing credit applications for both new and existing borrowers and any type of credit products.

  • Cooperate in business site inspection and dealing with borrowers for credit request and structure.

  • Prepare and ensure required supporting documents are obtained, reviewed, and properly filed prior to credit risk submission.

Credit Risk Assessment and Approval Seeking

  • Analyze the 5Cs of the credit and ensure the consistency between credit proposals and supporting documents.

  • Submit credit proposals to and coordinate with Credit Risk to address queries, provide additional information, and facilitate timely approval decisions.

  • Support the implementation of recommendations and conditions stipulated by credit approving authorities.

Credit Documentation and Compliance

  • Support credit files and documentation in accordance with existing guidelines properly.

  • Ensure credit submissions comply with internal credit policies, regulatory requirements, and approved credit standards.

  • Assist in annual reviews, credit renewals, covenant/condition monitoring, and periodic portfolio reviews as necessary.

Open To

Male/Female

Job Requirements

Education & Special Training

  • Bachelor's degree in Finance, Banking, Accounting, Economics, Business Administration, or a related field

  • Credit or Risk certification preferred

Experience

  • Minimum 3-5 years of experience in relevant experience in credit underwriting, credit risk, or lending unit

Knowledge & Skills

  • Strong understanding of lending products and basic risk assessment

  • Proficiency in Microsoft tools

  • Team–oriented and Growth mindset

Language

  • Fluent in both Myanmar & English

What we can offer

Benefits

• Ferry Provided
• Mobile Phone Allowance
• Life Insurance
• Limited Medical Cover

Highlights

• Empowered Working Environment
• Diverse Team

Career Opportunities

• Learning and Development Platform
• Opportunities to Explore Multiple Career Paths