Reported successfully

1.    Risk Governance & Policy Management

• Develop, review, and maintain the Bank's Risk Management and Compliance policies, procedures, and guidelines.
• Ensure effective implementation of governance frameworks across the Bank.
• Support the CEO, Management Committee and Board Committees by providing independent risk and compliance assessments.
• Review the Bank's Risk Appetite Statement and recommend updates where appropriate.

2.    Enterprise Risk Management (ERM)

• Lead the implementation and continuous enhancement of the Enterprise Risk Management Framework.
• Identify, assess, monitor and report strategic, credit, market, liquidity, operational and reputational risks.
• Establish Key Risk Indicators (KRIs), risk limits and monitoring mechanisms.
• Ensure enterprise-wide risk assessments are conducted regularly.

3.    Risk Monitoring & Reporting

• Monitor the Bank's overall risk profile and emerging risks.
• Prepare periodic Risk Management Reports for Senior Management, Risk Management Committee and Board Committees.
• Recommend appropriate mitigation plans for identified risks.
• Monitor compliance with approved risk appetite and tolerance levels.

4.    Credit Risk Oversight

• Oversee the implementation of Credit Risk Management policies and frameworks.
• Independently review credit risk assessments prepared by the Risk Management Department prior to submission to the Management Credit Committee and Board Committees.
• Provide independent recommendations on major credit proposals.
• Monitor loan portfolio quality, concentration risks and Non-Performing Loans (NPLs).
• Recommend strategies to improve overall credit quality.

5.    Operational Risk & Internal Control

• Develop operational risk management frameworks and internal control standards.
• Monitor fraud risk, process failures, operational incidents and business disruptions.
• Coordinate operational risk assessments across all departments.
• Promote risk ownership and accountability throughout the Bank.

6.    Compliance Management

• Ensure compliance with Central Bank of Myanmar (CBM) regulations, AML/CFT requirements and all applicable laws. 
• Monitor regulatory changes and coordinate implementation across the Bank. 
• Promote ethical conduct and regulatory compliance throughout the organization. 
• Oversee compliance monitoring and reporting activities. 

7.    Regulatory Coordination

• Coordinate communications with the Central Bank of Myanmar and other regulatory authorities on compliance and risk-related matters.
• Ensure timely submission of regulatory reports. 
• Coordinate regulatory examinations and inspections. 
• Monitor implementation of corrective actions arising from regulatory findings. 

8.    Leadership & People Management

• Lead and develop the Risk Management and Compliance teams. 
• Establish departmental objectives, KPIs and performance standards. 
• Coach and develop staff capabilities through training and succession planning. 
• Promote collaboration with business units while maintaining independent oversight. 

9.    Strategic Support

• Provide strategic advice to Senior Management on risk-related matters.
• Participate in new product reviews and strategic initiatives from a risk perspective. 
• Ensure risk considerations are integrated into business planning and decision-making. 
• Support the Bank's strategic objectives while maintaining prudent risk management practices.

• Bachelor’s degree in Finance, Banking, Risk Management, Law, Accounting, Business Administration or a related field. 
• Master's Degree (MBA, MPA, Finance, or Risk Management) is preferred.
• Professional certifications (e.g., FRM, CAMS, CPA, ACCA, or equivalent) are an advantage.
• Minimum 10–15 years of experience in banking, financial services, risk management, and compliance.
• At least 5 years in a senior management role leading Risk Management or Compliance functions.
• Strong knowledge of CBM regulations, AML/CFT frameworks, and banking risk management practices.
• Experience in development banking or regulated financial institutions is preferred.