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1. Branch Financial & Assets Management:
   • Collaborate closely with the Branch Manager to monitor branch costs and financial performance.
   • Work together to achieve the branch's break-even point (If it a new Branch)  and subsequently ensure sustained profitability.
   • Safeguard the branch assets, this include informing relevant authorities if there is any kind of misuse cases.
2. Loan File and Disbursement:
   • Review the loan files that Credit Officers submit for approval by the Branch Manager.
   • Enter the approved loan details into the Management Information System (MIS) and prepare essential documents like loan agreements and cards for the disbursement process.
   • Reviewing and checking  the loan files and input the CA appraisal  in system
3. Loan and Saving Disbursement:
   • Responsible for disbursing loans to both groups and individuals.
   • Manage the disbursement of funds from saving accounts when customers request withdrawals for cash flow management

• Create the saving accounts and issuing the passbook to customer or credit officer

1. Documentation and Fillings Managements

• Accurate and reconcile for daily  transactions process  and enter to MIS system and maintain the filling system for day to day transactions  and update to BM
• Maintain the custodial files and follow up process and if any deviation that inform to BM
• Maintain the stationary and printing stock and follow up process and inform to BM
• Maintain the asset movement ensure the updating in register and ground checking process and update report to BM
• Accuracy and maintain for all registers and if any deviation that inform to BM

1. Others

• Checking the pre-settlement transactions who asked by CO, BM
• Loan to Loan change process
• Loan Written Off  which is including the loan and saving settlement process
• Overdue Written Off  Process according to approval
• Dead Member Setting off process according to approval
• Regarding the system related matter as a example duplicate CID happen and mobile phone number checking and correction process in system
• Follow up for phone calling for partial payment
• Updating the Compulsory saving interest capitalization in saving card

1. Supervision and Manage:

FAO is Responsible for teller Function Supervision:

• • Oversee the teller operations, ensuring accurate handling of cash.
  • Monitor the data entry process for collection through financial services activities.
  • Supervise the collection of cash from customers during front office loan repayments and deposits,
  • Make sure zero Finance related misuse cases.

3. Secondary Responsibilities

1. System Updates and Data Entry:
   • Maintain the accuracy of the accounting data used in day-to-day operations.
   • Checking for loan repayments and customer deposits.
   • Ensure that all data entries are timely and error-free.

1. Banking and Cash Handling:
   • Make sure that bank deposits are made on time and accurately recorded in the respective company accounts.
   • Oversee the management of cash in the vault, petty cash float, and saving float.
   • Maintain strict control over access to the cash safe key.
   • Authorized signatory for Branch Bank Account.

1. Support to Documentation:
   • Prepare necessary documents such as loan agreements, loan cards, and saving cards for disbursement.
   • Keep organized and up-to-date records of custodial loan files.

1. University graduated with accounting knowledge of LCCI  III ( UK passed)
2. Age Under 35    .
3. Local person is more preferable.
4. At least one year of working experience in Micro-Finance as Finance Position or two years working experience in other sectors as Finance and Account.
5. Computer literacy and good knowledge of Finance and Accounting