Key Responsibilities 

• Build, maintain, and grow strong relationships with existing and new business customers in Upper Myanmar 
• Manage key stakeholders of customer companies and understand their financial needs 
• Source new customers through local networks, referrals, and market knowledge 
• Conduct regular face-to-face customer visits to understand business operations, facilities, and management quality 
• Understand customer business models, industry dynamics, and key risks 
• Structure appropriate lending facilities based on customer needs and industry nature 
• Promote and grow loans, deposits, fee-based income, and other banking products 
• Prepare indicative term sheets, credit proposals, and required documentation accurately 
• Coordinate internal approvals and negotiate terms and conditions with customers 
• Draft, review, and support execution of facility agreements and finance documents 
• Coordinate closely with Credit, Operations, Legal, and Compliance teams 
• Monitor loan performance, identify early warning signs, and manage portfolio risk 
• Balance sustainable business growth with sound credit quality and risk control 
• Stay updated on economic, market, regulatory, and banking product developments 
• Build and maintain strong networks within local business and professional communities 
• Ensure service excellence and timely customer support at all times 
• Support branch and regional business targets 
• Provide training, guidance, and on-the-job mentoring to assigned staff when required 

• Bachelor’s degree (Business, Banking, Finance, or related field)
• Minimum 3–5 years experience in banking or financial services 
• Experience in Relationship Management, Credit, or Business Development 
• Strong understanding of Upper Myanmar local businesses (trade, agriculture, manufacturing, logistics, etc.) 

• Commercial awareness and understanding about how companies make money. 

• Analytical, able to interpret numbers and view business plans with an open mind. 

• Self-confidence, Excellent communication and interpersonal skill. 

• Leadership, good presentation and networking skills.

• Team player with the ability to develop and maintain relationships with customers and internal stakeholders. 

• Enthusiasm to learn and self-motivation.