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Job Description:

• Setting up meeting with new customers and find out the sale opportunities, cross selling and generate new businesses
• Attract the customer and suggest the most suitable product based on customer's presentation.
• Need to hit the sale target and increase SME portfolio.
• Build up the SME loan case file start to end.
• Research the financial data to submit to CC and draw cash flow analysis, competitive analysis, risk & SWOT Analysis
• Present in CC what we found out financial data projection regarding with customers
• Make a recommendation to the company or individual whether or not to provide credit terms and credit worthiness.
• Evaluating the customer profile and filed inspection, site visit, check the condition of customer to maintain the relationship and repayment on time.
• To propose the Head of SME about the good customer to increase or decrease credit limit.
• Restructuring and renewal of existing customers on a regular basic.
• Need to watch out daily basic for insurance policy life time and repayment.
• Learn on banking new products and make offer to existing customer portfolio.
• Reconcile the SME portfolio and report to Head monthly basics.
• Monitoring the SME loan portfolio and review & check.
• Finding SME Loans for Business in collaboration with the Branches
• Other ad hoc duties if necessary
• Report and align and supervision under Branch manager & HOD

Job Requirement:

• Minimum a Bachelor's Degree holder
• Minimum 5 Years’ Experience in related field. Need to have Solid background on finance, strong banking & product knowledge in trade financing, foreign exchange, treasury, credit; lending & portfolio management.
• Credit analysis/ loan structuring experience and understanding of counterparties and investment products.
• Good local related relationships with local business communities.
• Good knowledge of local regulatory environment.
• An honest and trustworthy manner.
• Ability to Multi task, adaptability and strong negotiation, problem-solving skills
• Strong Leadership & Proven team-management skills
• Highly motivated and target is driven with a proven track record in sales
• Strong interpersonal skills, spoken & written communication skills in English and a team player with ability to coordinate with product partners and support functions.
• Able to handle complex client relationships independently
• Proficient in Microsoft office (Words, Excel, Power Point)