ROLE PURPOSE  

Since SME businesses are backbone of the country’s economy, Yoma Bank prioritizes to offer a number of SME loans product with fast and straightforward financing to support SME business owners.  

Main responsibilities are to determine whether the bank should engage in a lending relationship with prospective clients active in SME sector in Myanmar.  

JOB RESPONSIBILITIES  

Working along with branches and Regional Sales Capabilities Mangers, SME underwriting managers’ responsibilities include:  

• Manage a team of SME credit analysts who will carry out detailed credit analysis on SME lending opportunities  

• Ensure credit applications, preparing financial data entry for underwriting and analysis are processing and articulating within agreed turnaround time (“TaT”)  

• Presentation of credit applications at respective Credit Committee, if necessary 

• Maintaining complete client records including the filing of credit approvals, relevant client correspondence 

• Monitoring outstanding exposure (portfolio management) and timely report any deviations or trend that could impact in expected results, identify causes and gaps 

• Provide quantitative support for credit reporting, marketing, lending, and product development as required 

• Conduct regular coaching & training sessions to the team members to improve on credit assessment  

• Stakeholder management including internal , external customers, audits and regulators  

• Perform other credit and risk related tasks as assigned on ad-hoc basis  

• University degree in accounting / finance / economics or otherwise quantitative field 
• At least 3-5 years of relevant experience  
• Previous experience in Banking and/or MFI environment or is an advantage  
• Strong analytical skills;  
• Thorough understanding of financial statements and related accounting policies;  
• Strong cross-cultural communication skills;  
• Effective business writing and professional communication skills  
• Able to meet deadlines and be held accountable.  
• Can communicate to all level of person in and out of organization.  
• Fluent in English and Burmese both writing and speaking